Beware Sainsbury's Credit Card 0% on purchases gotcha

YorkshireBoy

helkav wrote: »

I now wonder if Sainsburys' are answering as if I'm not a Nectar credit card, because that's what I applied for

No. They're quoting the old T&Cs...maybe the person sending the e-mail has been on the sick/away on extended holiday/was having a bad day!?

You were sent some T&Cs/credit agreement to sign and return. You kept a copy for your own file didn't you? What do they say?

The above is based on your assertion that you applied online as an existing Nectar card holder when the offer of 12/12/12 months was clearly shown on their website.

YorkshireBoy

helkav wrote: »

So imagine my surprise when I sent an email to sainsburys to confirm the 0% period

If Sainsburys are still using BoS systems in administering their credit cards, the respective exact 0% end dates will be clearly stated on each and every statement you receive from them.