We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What to do...

2»

Comments

  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Increasing my/our debt? Darned tootin' I have given this a lot of thought ;) But you just never know if there is something you have missed and who better than my DFW friends to help me spot anything I might have missed! :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    now what do you think should I get this on the Provident 497.4% APR :rotfl:
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    tine wrote:
    now what do you think should I get this on the Provident 497.4% APR :rotfl:

    Capial One HomeOwner plus, may be a marginally better bet:rolleyes:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    But I thought 497.4% apr was a bargain! :P
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • bikerqueen
    bikerqueen Posts: 427 Forumite
    get something in writing that says he will pay the finance if you split up.

    And have fun in your new wheels :)
  • SAP_Saver
    SAP_Saver Posts: 186 Forumite
    I agree with the getting an agreement in writing from him! Just in case as a loan/HP lasts years!!!
    On the other hand you could register the car in YOUR NAME!!!
    I am sure with his company car allowance he has opted to take £300 p/month as cash in place of getting a company car supplied by the company! Surely they can not FORCE him to own the car he uses!
    Get it in you name if you can and then there will be no issues!
    Enjoy the new car!

    Deepest Debt - £13,000+
    Debt Now - £0
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    lol good point Queen ;) (think I can slip something in there about breaking his legs if he ever leaves me? heeeheeeheee)

    I have sent him off on a mission to get me the exact figure to the penny that we need for this deal and then I'll see what loans I can get (I hate the thought of more credit searches just as the others have dropped off... how nerdy am I!)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    SAP_Saver wrote:
    I agree with the getting an agreement in writing from him! Just in case as a loan/HP lasts years!!!
    On the other hand you could register the car in YOUR NAME!!!
    I am sure with his company car allowance he has opted to take £300 p/month as cash in place of getting a company car supplied by the company! Surely they can not FORCE him to own the car he uses!
    Get it in you name if you can and then there will be no issues!
    Enjoy the new car!

    Getting the car registered in my name is not a problem :) I was kinda planning that anyway - the only thing in HIS name will be the insurance ;)

    Some good points there tho I have to admit :) might even be helpful to others in the same situation or similar ones :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • newmoneysaver_2
    newmoneysaver_2 Posts: 2,374 Forumite
    Part of the Furniture Combo Breaker
    Hi Tine, Sorry i'm not 100% sure, are you married? Just asking cos I had problems getting insurance on my now hubbys car before we were married (his car but insurance in my name!), this doesn't apply if your married! Just thought i would check!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture