How does the Natwest online Overdraft Application Work ?

Ryan101

I have a £50 Natwest Overdraft (Never used) but I have seen some say that when you go onto the apply for overdraft screen in online banking you can see the limit they would give you, but when I try this I am not shown a limit just asked what sort of limit I want to apply for.

How long do you have to wait for this to start showing, and potentially how much do you have to run through the account for it to show.

I have only had the account 2 months so I know its early days.

zppp

If it doesn't give a suggested limit, you can still apply. You could try an application - it tells you at the end if it agreed I remember rightly, and takes a couple of days to apply.

mclaren32

Ryan101 wrote: »

I have a £50 Natwest Overdraft (Never used) but I have seen some say that when you go onto the apply for overdraft screen in online banking you can see the limit they would give you, but when I try this I am not shown a limit just asked what sort of limit I want to apply for.

How long do you have to wait for this to start showing, and potentially how much do you have to run through the account for it to show.

I have only had the account 2 months so I know its early days.

That suggests you do not have any assessment for an increased o/d facility and any application is likely to be declined (based on experience).

sscott5581

The application may give a suggested limit (as below) but it does state subject to credit check. I have had my account since December.