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can someone help

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savingallthetime01
savingallthetime01 Posts: 36 Forumite
in Credit cards
i owe 8k on 3 different credit cards, i want to pay these off in 5-7 years complete, do i transfer them all to a low balance transfer or get a loan for 8k and pay a fixed regular payment, i also plan to pay an extra £1000 per year to clear it

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  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    It's best not to consolidate to a loan, especially if you know you can make over payments.

    You might be better off shuffling or tarting it
    No longer using this account for new posts from 2013
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