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:-) one less card!!

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Comments

  • dunclane
    dunclane Posts: 145 Forumite
    Im currently snowballing using the lowest balance paid off first method, luckily these low balances are most of the high interest balances too!

    I really feel like I'm starting to break the back of it, especially as soon as I get rid of Capital One (£57), Next (182.50), Vanquis (370) & RBS (380), the thought of having only 6 debts compared to 10 is a great help.
  • Lisap84
    Lisap84 Posts: 65 Forumite
    yeah thats what i have been doing too. at least with the small ones gone it feel easier to manage the big ones! wow you haven't got long until those are paid off and as you say then theres only 6!! woop! well done and good luck!x:beer:
    As of Feb 11 - Next: [STRIKE]£727.53[/STRIKE] £250.00
    Barclaycard 0%: [STRIKE]£4077.39[/STRIKE] £3270.00 Virgin 0%: [STRIKE]£4630.05[/STRIKE] £4374.57 Abbey: [STRIKE]£863.04[/STRIKE] £813.04 Overdraft: £1400
    Total: March 10 [STRIKE]£13461.72[/STRIKE] £10107.61 :eek: 24.91% paid :cool:
    :ji will pay this off!!:j
    awaiting for redundancy payment to clear most of this in October :D
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done!!! That's fab. Keep going! x
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • t4mof
    t4mof Posts: 270 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Well done. I started paying off smaller debts to start with too. Nice to have that boost and makes you realise it can be done. Onwards and upwards to the next one!

    I've paid off quite a lot this year already but now have to wait until Feb 11 before Virgin is gone which is the next one in my sights.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • Lisap84
    Lisap84 Posts: 65 Forumite
    t4mof wrote: »
    Well done. I started paying off smaller debts to start with too. Nice to have that boost and makes you realise it can be done. Onwards and upwards to the next one!

    I've paid off quite a lot this year already but now have to wait until Feb 11 before Virgin is gone which is the next one in my sights.



    well done t4mof!! my next one after next which will be next month is march next year, it seems soooo long away but we'll get there!! good luck x
    As of Feb 11 - Next: [STRIKE]£727.53[/STRIKE] £250.00
    Barclaycard 0%: [STRIKE]£4077.39[/STRIKE] £3270.00 Virgin 0%: [STRIKE]£4630.05[/STRIKE] £4374.57 Abbey: [STRIKE]£863.04[/STRIKE] £813.04 Overdraft: £1400
    Total: March 10 [STRIKE]£13461.72[/STRIKE] £10107.61 :eek: 24.91% paid :cool:
    :ji will pay this off!!:j
    awaiting for redundancy payment to clear most of this in October :D
  • zarazara
    zarazara Posts: 2,264 Forumite
    Well Done That's fantastic.
    "The purpose of Life is to spread and create Happiness" :j
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