Mbna

Mike_St_Helens

Whaddaya wanna know !! theres a lot to tell....

joolz43

I am beginning to see just who you should and should not borrow money from. In hindsight I think MBNA would be my last resort credit card!

I stupidly paid some money off my arrears last month and 2 days later they rang to ask for another payment! From now on they can ring all they like but they will get no more information or money from me, apart from my CCCS payments!

frankie1_2

Just seen apples101 message.
I received an agreement from MBNA for my repayment through Payplan last Wednesday. On Friday thay had sold my debt on to another credit agency, who have phoned me every day since asking for more money.

joolz43

Yes Mike please tell us more. I despair whenever I speak to anyone, as they have no authority to agree anything, have no idea what they are doing, which makes conversations pointless. I work in training and development and one thing is clear, these people and many people working in call centres like this appear very poorly trained and prepared!

kickingkay

bump bump bump

isgman

MBNA... THey are the Pit's.. I have 4 MBNA Accounts, got hastle every day. they have sold all the account on, 3 to Westcot who are OK. one to 1st Credit who are no better than MBNA, still having calls and letters from them, they have just asked me to "put a charge against my house"... told them to "go away!"..Tell MBNA to to the same "Go Away".... Good Luck
see the threds below...
http://forums.moneysavingexpert.com/showthread.html?t=146453
and
http://forums.moneysavingexpert.com/showthread.html?t=238063

rog2

Having failed to get hold of me by telephone, MBNA wrote me a letter, telling me to bring my account up to date by 21st August, Had already told them I could not afford to pay anything until end of month.
Now they have started sending me emails, asking me to contact them to discuss an 'important matter'.
Am I completely brain dead or is someone missing the point?

pattiemay

I have a debt with MBNA and have been getting awful phone calls from GBI I think they're called, they will not leave you alone and I've told them not to ring me at work several times but they still did till I sent a letter threatening them back. I got a call from MBNA today and I told em I;d had enough and my £1 token payment was all I could offer so she said there would be no more calls from GBI and put me on the 'hardship queue' - ? (anyone know what this is please) and would sell the debt on in 4 months.
Actually, I was very surprised as she was quite human.

Iwantmorecash

i also get text messages from "Pat" which is MBNA.

I wrote to them telling them they are breaching the telephony act ( info on this site just search it) and after a month they wrot back saying they would stop ringgin ....................... touch wood ive had no calls for about 3 weeks now (lots of letters though) and the even froze the interest but rejected my payment offer

apples101

Hi Mike,

You said that you worked for MBNA...

how about telling us what tacticts they use and how best to handle them.....