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Bad credit/Student Accounts, Some Help Please!

Hi there can anyone help me, I am a 23 year old about to become a nursing student:beer: on the 18th of september. However i have bad credit. I have alredy been turned down for a Halifax and HSBC student account. Today my own bank Lloyds also turned me down for an upgrade to student account. I am starting to get really woried as without the intrest free overdraft, i feel i wont be able to afford my study's. Is there anyone who can help ease my worries, any addvice on bad credit student accounts,

Many thanks

Leysh.....
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