Monday 10th May - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning people....hooray the sun is out:T
Looks like you all had busy weekends, we did too - was my DD2's 13th birthday yesterday so we went to my sisters. Had a meal out saturday night and spent the day at hers yesterday, then chinese takeaway when we got home v nice. DD2 was very spoilt, lots of goodies:p
DD1 got her SATs today...bless her.

OK, must crack on with my list:

• daily scratch
• check banking
• meal from plan tonight - chicken curry
• take meat out of freezer for dinner
• packed lunches to work
• washing done - will do on the line
• hoover downstairs
• return Lovefilm dvd
• NSD hopefully

oOK, I must get busy, still sat here with no make up and wet hair - lovely:rotfl:
Have a fabby day:beer:

OrangeFairy

Morning Milly and all that follow

I hope DD1 isn't too nervous about her SATS. My DD1 took her year 2 sats at her old school but her current school do them later so she is doing them again!!

Just done 25 mins on the cross trainer and drank a litre of water and so a good start to the day.

Right today i have / will

Go to work after 4 days off! boooo
lunch from stores
send 3 ebay items
check banking
surveys
dinner at mums
hope to hear good prices from first choice

Nothing else as at work most of the day!

Have a great day everyone!

Triangle

Morning all :hello:

Just got back from a 12 hour night shift so off to bed soon. Did a 12 hour shift on Saturday night too; hence not posting on here yesterday!

My list for today:

• Sleep!
• NSD
• Walk pup later
• Aqua-aerobics tonight using free pass
• Phone calls using free minutes
• Keep searching for good home and contents quote using quidco
• No uni reading today Did some reading last night when it was quiet which I was pleased with This week is my study week and I will be spending it writing up essay so need to get good sleep today and tonight to be fresh and bright for tomorrow!

Have a lovely day all
T
x

La_escocesa

Morning everyone :wave:

Thanks for starting the thread Milly. Glad you had a lovely day yesterday with your DDs. I hate the thought of kids doing SATS so young - didn't do them in Scotland - really can't imagine what it must be like for them. I used to tutor for GCSE and even those kids seemed too young to be stressing over exams.

Littlekel - might you book your wedding today if the price is right??! That's so exciting! :T

Have a good sleep Mrs T!

Today I'm working from home. Got absolutely loads of reading and typing up to do so this is definitely the best place for me. I've been really stressing about it for a few weeks now (am convinced I'm doing it all completely wrong) so hopefully with a full day of it I'll feel a lot better. It's good and not so good for me on the DFW front as I need to make quite a few phone calls. I think I can claim back for them but probably not worth the hassle...or is that not the DFW way to think?!!

Cripes, sorry for my waffle... I shall list!

• Renew library book
• HC in priority order - not sure how far I'll get, just need to see when I run out of space - prob 2 loads
• Check banking/cc/ebay/pigsback
• Joined maximiles loyalty scheme via mysupermarket.com
• HM cheese straws using pastry going off in the fridge
• Big shop arriving later today - will finalise meal plan then
• Got a bag for the charity shop - might pop down on my lunch break
• 20 min walk for free exercise doing ^
• Do a rough budget for the rest of the year
• Play around with the snowball calculator
• Do my own nails
• Lots of flyladyness going on
• PAD

That's all for now!

Catch up later today xx

josiebabie

Morning campers!

Back on the DFW trail today after my anti post yesterday

Today I have/will:-
- 1 x HC on cheap leccy
- 1 x tumble on cheap leccy
- Lunch/snacks from stores, plus biscuits donated by a customer on Saturday! Plus left over birthday cake from DSS's yesterday
- Transfer ebay sale money to bank account and await other payments
- Wrap and post three ebay sales
- Print address labels at work
- Check banking/CC's - update spreadsheet
- Pop to Mr T's with list after work, bin bags, marg and lemonade today.
- Check how many eggs DM has today and give her left over pellets from Cholderton Charlie's.

I will add more as and when I think of it!
Jx

stitching_witch

Hi everyone! Busy, busy day here - mostly DFW I hope!


So far I have:

• run dishwasher overnight - now unloaded and put away
• 2x HC overnight - all hung outside in the sunshine
• cleared away huge piles of clean washing into relevant bedrooms
• emptied all bins in the house
• paid token £1 payment off Ll0yds CC
• moved chicken run and fed girls - awaiting today's eggs (all 4 are queueing up to use the nest box so may get 4 eggs today!):j
• taken tomorrows meat out of freezer

And also hope to:

• collect carpet cleaner from DD's shed to do our grotty carpets
• hoover through
• sweep and mop all hard floors
• make rhubarb and ginger jam - to sell as no one likes it here!
• DH to clean bathroom and toilet room
• lunch and dinner from stores
• work on DS's fancy dress costume
• finish white corset sample
• start purple corset sample
• possibly an NSD

Oh, I think that's enough for today. I've actually got 22 things on my list here, but really don't think it'll all get done today. There's always tomorrow.

josiebabie

stitching_witch wrote: »

Hi everyone! Busy, busy day here -
And also hope to:

• collect carpet cleaner from DD's shed to do our grotty carpets

If you do, the animal pellets are in a white paper bag on the dresser.

WelshWoofer

Morning all!
Back from a hectic weekend down south at a christening.
Busy day today too...

• Been to pick up dog from kennels - he's always really happy to be home and completely knackered!
• Put assignment together to hand in at 11am - last one - hurrah!
• Go food shopping armed with a list and budget
• Hoover house
• Change bed
• Put dry washing away
• Taken meat out of freezer for OH's tea tonight
• Start interview lesson for Thursday
• Emailed special school about visit - looking forward to this
• Clean bathrooms
• Check banks and revise budgets for the month and spending diary
• Tidy up all of the books and uni stuff now its nearly over
• Put all of the toiletries etc bought over the weekend away

Stilll tired from the weekend so that should be enough for today!

catmiaow

Hey all,

Today I have:

Vacuumed upstairs
Entered some comps
Used free texts
Emailed a friend who lives abroad

I will:

[STRIKE]Go and see my nan
Post test parcel[/STRIKE]
Try to get something to recover my headboard
[STRIKE]Free breakfast
Post test parcel[/STRIKE]
Enter more comps
[STRIKE]Look on job sites
See to pets
[STRIKE]See if bin has been emptied - please say it has [/STRIKE] YES IT HAS :j
Take out more rubbish[/STRIKE]
Possibly wash the car this afternoon
Dust upstairs and downstairs
[STRIKE]Paid for car insurance in full and will get a £25 gift card, did try several places who offered cashback but they were hundreds more. [/STRIKE]

Hope everyone has a good day!

picasso2

Hi folks , well its cold and raining here in yorkshire - boo ! I'm up early on my day off due to an early appointment, not going to the garden centre due to the miserable weather so may get things done at home today

So today i will :

• weekly shop from list I can't work out how its costing so much , I can't carry on eating at this rate
• check banks - don't want to its scary and 17 days to payday :eek: Really wishing i hadn't looked, will have to see if i can make petrol stretch till end of month
• check ebay - have a bid on one of my more expensive items and only listed it less than 12 hours ago :T more watchers , keep hoping
• Get ebid back up and running and list more items card verified but too stressed to consider listing today
• HC x2 but will have to put heating on to get them dry
• Ring / email / write to HMRC - MSing seems more hassle than its worth so un-self employ myself will write i think along with returning the certificate of small earnings to cover the charges they have sent me .
• Find documentation i need for work got it
• Good tidy round done a bit
• surveys only qualified for 1 so far
• competitions done a few , more later
• check for freebies check later

Well thats plenty ! Will check back later to see if I have made any progress

Well having looked at bank account I will be living very frugally for the rest of this month, no more wine , no more meals at work, no small treats (and they usually are small ). I don't think I will be buying my brother an anniversary pressie and he does so much for me . If I could make my teen understand it wouldn't be so bad. Oh well, think a good nights sleep and the last glass of wine are in order now.

determined_new_ms

Morning ladies! OMG had a rare lay in - only woke up 30 mins ago! Very nice but I fear it will hamper my productivity today as not intending to get up for a while! Need to be as rested as possible ready for work tomorrow.

SamanthaA I would definately sell the stuff in the loft - 10 years???!! I think if you'd handed it into the Police as lost property you could have had it back after 6 months




Ok today (I still have a couple of bits from the weekend that I'm going to finish today!):

• [STRIKE]hobnobs[/STRIKE] scrapped hobnobs and instead made a cake to use up dessicated coconut used to make coconut milk for soup on sat
• more repotting - have 2 more house plants that need bigger pots
• replant corgette plants into grow bag (fay do you think its warm enough for them to be outside now?)
• more border planting
• call bank to find out what mystery dds are & reverse if dodgy!
• [STRIKE]Any surveys available[/STRIKE] hopefully there will bw more later...
• meal from plan
• batch make something for lunches this week (maybe some kind of soup and also some pasta thingy)
• [STRIKE]join flylady - I think I got it so you only do the house work mon-fri?[/STRIKE]
• [STRIKE]finish cleaning (with the magic of stardrops ) the marks on hallway walls & carpet[/STRIKE] yay hallway looks fresh and new again. also wiped off radiator in bedroom that had all yukky coffee drips :o:o gleaming now!
• dinner from meal plan
• NSD (my 1st in May )
• (additions to my list) make spag bol in the sc for meals x2 during the week - fast food on working days!
• [STRIKE]bag up[/STRIKE] and pay £2s & pennies into bc (have £17 so vacuum cost us £4/£2 each
• go to gym later...

ok seeing as I'm not getting up for a while that seems enough! Happy Monday ladies x