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Friday 7th May - What small DFW things have you done today?!

pixiechick99
pixiechick99 Posts: 3,731 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 7 May 2010 at 5:24AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Goooooood morning:T
Am up early to watch the election results.....oooooohh:)
Not feeling my best, yet again, but off to work and then can come home to rest:o I have a snotty letter for the hospital written, need to print and send - if I don't get seen til July that'll mean I've been on the waiting list for 6months:mad: Not good, living on my own with my girlies, not able to work f/t and my uni course being compromised.....fingers crossed that helps my progress!



Ok, list for today:
  • check banking
  • daily scratch
  • packed lunches for girls
  • return Lovefilm dvd
  • washing on later once uniforms are home
  • meal from store tonight - no idea what!
Hmmmmmm can't think of much more! Quiet evening for me - girls off to their dad's for the night, so I can be in bed reeeeeaaally early:rotfl:

Have a good day all:)
I really need to sort out a new signature!
«13

Comments

  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    Morning Milly, gosh u were up early! I read your post and that remined me re the election so googled it - hung parliment! Argh what does that mean? This election has been so serious and confusing!

    Ok again not much of a list...
    • walk after work with oh (some exercise to stay sane)
    • gardening
    • drive carefully to work
    • focus on work while there
    • not talk about my dd when at work!
    • charge phone at work
    • dig something out for lunch :o
    • hm bread
    • any surveys available
    that's it for me have a happy Friday everyone

    A hung parliament is where no one political party has an outright majority, means we will probably have two parties together in parliament ie conservatives and lib dems
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    edited 7 May 2010 at 4:57PM
    Hello all,

    Hope you feel better soon Milly, nightmare getting the hospital to do anything - good luck!!

    My list for today:
    [STRIKE]
    Quick shower
    Before work I want to see to pets[/STRIKE]
    [STRIKE]Vacuum downstairs
    Quick shower
    Do a few comps
    Email friend who is abroad
    Pop to supermarket for essentials
    Drop stuff at my nans
    Go to work :(
    Lunch time pay wages into bank[/STRIKE]
    Dinner from stores - not sure what mmm
    Will check job sites after work
    And do more comping
    [STRIKE]Dust house[/STRIKE]
    Fill in application

    Hope you all have a good day
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Big hugs Milly! I hope you start to feel a bit better. :mad: to the hospital for making you wait!!

    Big hugs too for DNMS as you seem to be going through a lot of rubbish right now xxxxxx

    Today

    Go Exeter shopping with Mum, Nan and Aunt. Try to only spend my birthday money and my money allocated for mums birthday!!!
    Probably not buy lunch as will be rushed!! Just an early dinner.
    Mum driving and us all splitting the cost of fuel and parking
    dinner from stores
    walk to school

    Thats it as shopping will take up the day!!! :D

    Have a great day x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    edited 7 May 2010 at 8:58AM
    Morning! It's Friday - but I am working tomorrow...boo to no lye in, yay to £85 for 6 hours work!

    Today I have already:-
    - Had breakfast (a rarity for me!)
    - Emptied WM into tumble :eek: Running low on nice weather here
    - Got Gammon out of freezer for Sunday, will take a while to defrost
    - Put bins out, tho think the dubbies are coming tomorrow due to BH
    - Checked banking/CC's updated spreadsheet
    - Taken meter reading

    And I will:-
    - [STRIKE]Phone Southern Electric with said meter reading to see if my usage has gone down. Going to keep DD the same but just interested![/STRIKE]
    - NSD - left purse at home intentionally
    - One HC when I get home, will put tumble on over night
    - Lunch/snacks from stash in drawer
    - Dinner from stores, jacket spuds with cheese and beans and tuna tonight, mustn't forget to get cheese and soya milk out of fridge at work
    - Plus the usual keep up with onepoll and ebay :)

    I'm sure I will think of more but not yet,
    Nothing to report as yet...give me a minute...!
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    edited 7 May 2010 at 7:31PM
    I have:
    • Checked banking
    • Checked PB
    • Checked election results about 20 times in the last half hour.......come on there is still time!!!
    And I will:
    • Check flylady thread but dont think I am up to much, I ache alllllll over and have done my usual and overdone it :mad: Done
    • Check Amazon sales Done
    • Take beef out of freezer for sunday Done
    • HC x 1000 :eek: Done
    • Attempt 1 x HHC :eek: Done
    • NSD apart from a few top up shop bits Done
    • Watch A2A
    • Be back to add anything else I have forgotten later, I feel like an air head this morning :rotfl:
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Still feeling delicate after yesterday's altercations so a short, uninspired list today.

    So far I have:
    • done HC overnight - might hang outside if fine, airer if not
    • run DW overnight
    • checked for surveys
    • checked banking
    • sorted chickens out
    • emailed seed company about plantlets that arrived yesterday as 50% were dead :mad:
    Still to do:
    • morning at allotment - will help sort ot the scrambled brain cells
    • afternoon in sewing room
    Looking forward to spending tomorrow at DD's whilst she's at work. DGD and I have so much fun together, and then DD and I will finish tiling the roof of the doll's house :j
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • sara86pink
    sara86pink Posts: 324 Forumite
    Has been a bad start to my day so far. Woke up late :(

    So far I have
    • Woken up (late)
    • Rushed to work
    • Have had a yoghurt
    Still to do
    • Pay pennies I counted last night into bank
    • Send mobile phone off to be recycled
    • Take OH to see his friend who owes him money which will then be given to me for my CC payment :)
    • use one of my allocated bought lunches day as I didnt have time to make lunch
    • Try and actually concentrate on work!!!
    Have a good Friday all and hope you all manage to keep up with your to-do lists :)
    :j *~* 2011 - TRY TO GET CREDIT CARD AS LOW AS POSS BUT STILL HAVE FUN *~* :j
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 May 2010 at 1:41PM
    Morning Milly, gosh u were up early! I read your post and that remined me re the election so googled it - hung parliment! Argh what does that mean? This election has been so serious and confusing!


    Ok again not much of a list...
    • walk after work with oh (some exercise to stay sane)
    • gardening
    • drive carefully to work
    • focus on work while there
    • not talk about my dd when at work!
    • charge phone at work
    • dig something out for lunch :o
    • [STRIKE]hm bread[/STRIKE]
    • any surveys available
    that's it for me have a happy Friday everyone


    Ok am scrapping the above as I have takent he day off to get my head together so am doing a new list! No point in being at work if I'm there in body but nothing else and distracting everyone else to boot! That means I have 4 days now until I have to go back to work, hopefully I will feel on top of things by Tuesday

    So today
    • [STRIKE]hc - ds is in desperate need of boxers![/STRIKE] just need to hang up now...
    • saved a days petrol by not going to work (every cloud...;))
    • [STRIKE]hm bread[/STRIKE] in the machine now :D
    • [STRIKE]research some healthy/low fat meals (ds is really into fitness in a big way, doing a fitness instructor course and wants to change his diet so need to see how I can incorporate this into our diet/budget and write up new meal plan for rest of the month)[/STRIKE] ok got ideas and have drawn up menu. Off to mysupermarket.com to work out costs, think I may do online shopping as it will save the journey and have moc...we'll see
    • go shopping (decided better to go, better use of moc, can get it today)
    • repot some seedlings
    • do some planting in the garden, looks like it might brighten up soon :)
    • do a little housework (I love having a tidy home makes me feel calm)
    • read flaylady thread and see what its all about
    • dinner from stores king prawn & sweet potato thai green curry :T:T/veggie omlette, hm sw chips & green salad for ds (no sign of dd for 2 days now)
    • make some carrot & corriander soup :)
    • weekly bath :j
    • go for a walk when oh comes home
    • maybe go out for a date with oh tonight
    • probably sleep a little as well (am very taken with sleeping at the moment!)
    ok that's the definitive list and aiming to tick off everything today :)
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Morning All :wave:
    Must get back into this habit of watching the little things. Popeye wants a new (to us) car, he's found a suitable one which we may pick up next week....so our savings ill be decimated again :o

    So today I will/have
      menu plan for next week and make a suitable shopping list
      go to a more distant shopping centre because thee's a brilliant vegetable shop, otherwise it's only supermarket stuff
    washing on at 40 and will line dry (we're heading for winter here, but today is sunny). I've decided to relieve the maid of laundry duties, she uses way too much soap & fabric softener and because she is here only one day she tumbles EVERYTHING :rotfl: She's welcome to the ironing however :D
      I've shopped in the Tesco sale for jumpers and similar, you may be looking forward to a barbeque summer, but ours is over :rotfl:
    yesterday I bought some locally made jewellery for my Christmas present stash. Today I'll do some more knitting - Christmas is going to get sorted before December this year :A

    I've submitted my CV to a possible employer as there is a small chance I'll be able to get a work permit after all - fingers crossed

    Have a great day everyone. I think a hung parliament might be good news - government by consensus instead of by party politics.........we'll see.
  • Grrrr I'm so mad about this election result!! :mad: (And the fact so many people have been disenfranchised due to the bloomin voting fiasco's)

    This is a nightmare as I think the country really needed some certainty one way or another in order to move forward - I hope there's another general election.

    Anyway........... rant over........!

    1. NSD
    2. Work today and tonight for pennies.
    3. post ebay item

    Thats it for me short as it's the weekend nearly! xx
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