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A couple's money issue - help please!

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Comments

  • cheepskate_2
    cheepskate_2 Posts: 1,669 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    See I thought that when you were a couple, finances etc. became 'ours'.


    Same her.

    When DH moved into my house , all of a month after meeting he gave me his keycard. Been that way ever since , although he has tried on numerous occassions to whip it out of my purse:D in the 23 years we have been together.
  • slobs
    slobs Posts: 33 Forumite
    I'm truly astonished by this. They are both wrong. If they were truly a partnership this arguement would never even have occured.

    Surely after 5 yrs together the "yours and mine" attitude should be over and all money/assets/decisions should be "ours".

    If they are arguing over something as trivial as a car, what on earth sort of life together will they have when/if it goes on to include children, house etc?
  • Pepzofio
    Pepzofio Posts: 540 Forumite
    edited 6 May 2010 at 1:59PM
    I'd definitely see the £3k as a shared discount rather than her contribution.

    If she's insisting that it is *her* car still, after 5 years of splitting maintenance & upkeep costs, then really she should refund him all contributions he has made over the years to the running costs of the car (with the possible exception of fuel). After all, if they had only just got together she would have been paying these all by herself anyway.

    I agree that it's probably something they should have sorted out before buying the car, but I don't necessarily think it spells doom for the relationship. They've just got different ways of looking at it, both of which appear to be completely valid arguments depending on your perspective, judging by the responses on this board.

    I can see her point of view, even though I disagree with it. Maybe in recognition of the fact that she did have the initial outlay a compromise could be reached? Such as he pays £3k, she pays £2k.
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Any wrote: »
    No, that is true. But she could have gotten her own with 3k discount?

    Perhaps. But only if she could afford to buy a new car alone.

    And, I'm wondering if the real reason behind this argument is that she doesn't have as much money available to contribute and is too embarrassed to admit it.
    February wins: Theatre tickets
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    euronorris wrote: »
    And, I'm wondering if the real reason behind this argument is that she doesn't have as much money available to contribute and is too embarrassed to admit it.

    Jeez, if she's too embarrassed to admit that, after being together 5 years, they really are in trouble.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Jeez, if she's too embarrassed to admit that, after being together 5 years, they really are in trouble.

    I know, but to be honest, I think they're in big trouble already.

    I mean, they're arguing over the car and money AND they didn't discuss payment of the new car up front (which would've avoided all this arguing now).

    It doesn't bode well for the future really.
    February wins: Theatre tickets
  • madget_2
    madget_2 Posts: 668 Forumite
    As the car would only have been worth £100 otherwise (and not the £3000 which they were given as scrappage allowance towards the purchase of the new car), I would either go with each of them paying exactly half of the deposit or knocking £100 off her part of the deposit.

    As Person_one pointed out, I'd be seriously worried as to what would happen if they bought a house together since they're having such a problem with buying a car. :eek:
  • belfastgirl23
    belfastgirl23 Posts: 8,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    The cost of the car is a red herring IMHO, the new car is about now and the future so the real question is what can each of them afford? If it would leave one of them in financial difficulty to pay for half then the other should stump up.

    One other solution is for them to go halfs on the car but he pays the first year's tax and insurance in recognition of the money she paid initially for the car (this is assuming he split costs as they went along). Perhaps this would change the focus of the argument.

    At this stage neither can be exactly 'right' or 'wrong' on the original argument since they have too much invested in it, they need to come up with a creative alternative they can both live with.
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