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Keep getting rejected bank accounts.

Tombe
Tombe Posts: 19 Forumite
in Budgeting & bank accounts
Hi,

I recently applied for a Lloyds cash card and was declined, i also applied for a Co-op cashminder card and was rejected again. I do not know what to do!!! My only debt i have is i am overdue on my overdraft repayments for my student account. I have started working and need a bank account to get paid into.

Does anyone have any suggestions??

Regards

Tom

Comments

  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Are you on the Electoral Roll?
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • preable
    preable Posts: 2,114 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    You need to be on the Electoral role for them to Identify you
  • Tombe
    Tombe Posts: 19 Forumite
    Yes, well i got my voting card through a couple of weeks ago.
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    Tombe wrote: »
    Yes, well i got my voting card through a couple of weeks ago.

    Then it is very unlikely that it will be showing on your credit file yet. That is why you are getting declined.
  • book12
    book12 Posts: 2,557 Forumite
    Try the Barclays Cash Card Account. I got one of them without being on the voters roll.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    I remeber reading on here somewhere that you can have wages paid onto a pre-paid credit card. I can't remeber which one but it may help you until you get a bank account sorted out.

    Best of luck.

    Elvis
    "We want the finest wines available to humanity, we want them here, and we want them now!"
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