Does anyone know what date RBS take their £10 out for bank charges?

kirstiem

i was told early last month i would recieve a bank charge of £10 just cant remember the date.. any1 know? thanks!

jambosans

kirstiem wrote: »

i was told early last month i would recieve a bank charge of £10 just cant remember the date.. any1 know? thanks!

RBS wrote:

16 days after the end of the charging period in which we decide not to make the payment (or the next business day if this is a Saturday, Sunday, or Bank Holiday). The charging period normally ends on the date that we issue your statement to you.

I don't mean to be rude, and I know you were probably looking for a quick answer, but this information is freely available direct from the RBS website.

You need to ask yourself, who's a more reliable source, RBS or the lovely (but anonymous) MSE forum members?

Edit: I note from other threads you are 17, if so, legally you cannot be held to contract on a debt i.e. the bank can't charge you. I would contact/ visit RBS and ask for the charge to be refunded due to your age.

kirstiem

sorry i dont know what u mean by this "16 days after the end of the charging period in which we decide not to make the payment" or rather what RBS mean by this? i know im a dumbass but does it mean 16 days after day i went overdrawn?

boo_star

kirstiem wrote: »

sorry i dont know what u mean by this "16 days after the end of the charging period in which we decide not to make the payment" or rather what RBS mean by this? i know im a dumbass but does it mean 16 days after day i went overdrawn?

No, it means what it says on the tin. They will apply the charge 16 days after the end of that particular charging period.

agsnu

If you read the next sentence, it says "The charging period normally ends on the date that we issue your statement to you."

stclair

The information is available online.

You need to go statements then click on Pre-advice of Interest and Charges and itll give you the dates and the amounts.

preable

The info is avadable is online

MrsBartolozzi

I bank with RBS. Usually you get your statement at the same time each month (mine comes around 8th of the month). If you have to pay charges there is a seperate sheet behind your statement saying how much you owe and when they will take it out of your account. In my case it's around 24th of the month. This would tend to agree with the 16 days after statement being prepared as posted earlier.
If you know when you usually get your statement just add 16 days (or say 14 to make sure) then that's when you'll need to have the money in the account.

While this information is freely available online noone but you knows when your statement is prepared, as they don't send them all out on the same day for everyone.