We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Scottish Power: computer says no (a rant)

lolly5648
lolly5648 Posts: 2,257 Forumite
Part of the Furniture 1,000 Posts
Scottish Power sent an email to say that as we are £15 in debit (first time ever - usually they owe us money) they were putting up our direct debit.

We rang to query this and also to change onto their Online Energy Reward. We were told we could do this but they would still put up our direct debit. We pointed out that it has been an exceptionally cold winter, we are now coming into the summer months and that we had installed double glazing in February so are using less energy and so should stay on our existing DD. CS said that as soon as you go into debit the computer automatically increases your debit and there is nothing you or they can do about it.

We asked if it could be reviewed after 3 months and were told that it is now only reviewed once a year, which seems odd as we have changed our DD amount downwards twice in the last 12 months.

Surely it is wrong for a company to increase your DD and then watch you go a couple of hundred pounds into credit and not allow you to get your money back? CS seemed to be totally in awe of what the computer says and common sense doesn't come into it.

We don't want to change supplier as we have been with SP a long time and have been happy with them but they have become very inflexible and unhelpful so we are now trawling the comparison sites. Shame.

Comments

  • Hazzanet
    Hazzanet Posts: 1,724 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Try suggestibg to them that you pay the £15 there and then, and then they amend the DD manually to what it was previously.
    4358
  • lolly5648
    lolly5648 Posts: 2,257 Forumite
    Part of the Furniture 1,000 Posts
    Hazzanet wrote: »
    Try suggestibg to them that you pay the £15 there and then, and then they amend the DD manually to what it was previously.

    A sensible suggestion but CS seemed to be reading from a script and are not allowed to deviate from it. If the computer does not allow this then they are not able to do it, commonsense does not come into it.
  • dogshome
    dogshome Posts: 3,878 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi lolly5648 - I'm afraid the only way to challange the D/D increase is to do your own homework on the bills over the previous year.
    It's unlikely that they will cover exactly 365 days, so add up the number of days the last 4 bills cover and work out the daily consumption on the last bill, then use this figure to plus or minus the the bills total to get the 365 day consumption.

    And by the way it's not unknown for SP to 'short' the number of days a bill covers so it just misses out the next D/D
    Good Luck
  • Cardew
    Cardew Posts: 29,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler
    lolly5648 wrote: »
    Surely it is wrong for a company to increase your DD and then watch you go a couple of hundred pounds into credit and not allow you to get your money back?

    No, it is not wrong.


    The principle is that the DD should be set at a level where the estimated annual expenditure is covered by 12 equal payments. This will mean that you go into credit over the summer months and 'use up' that credit over the winter.

    If you feel that it is wrong for them to have 'your money' in a credit balance, then revert to quarterly payment(and lose the DD discount)
  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    Ask Scottish Power to provide full workings for the calculation and see whether you agree.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.