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Memorygirls - Make Do and Mend

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  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wow !!! Thanks Firewalker ! :)
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well it has taken me a few days but I have finally read the whole of this diary! Thanks MemoryGirl and other posters - very uplifting and inspiring.

    On the MSE front - yesterday I found out I owed £1K less than I thought I did which I found out as you were putting down about writing big cheques to yourselves future dated....

    On the make do and mend front - we suffer from CHAOS a lot of the time but today I have 2 kids over, and later some adults are coming - so have tidied the kitchen, packed the dishwasher, putting the shopping away from last night and cleaned 2 freezer drawers out! That is pretty good for me....

    Loads more to do.... Need to get the lounge looking respectable by 5pm!

    As a parent I would be willing to pay for a study skills course with the recommendation from the 5 kids with great results... so definitely a market there!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 22 August 2010 at 9:01PM
    MG saw this and wanted to share ! http://www.beautybible.com/health_notes/2010/SHN_220810.html :)

    ETA - The Mindful Manifesto bit.
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Good Morning Memory Girls and Everyone Else.

    I hope you have all had a positive weekend.

    I'm planning a M G style day today by doing as much as I can starting with painting a wall which I will begin when I have finished my toast in a moment. Then to follow for starters:

    A little shopping:mad: (I don't like shopping)
    Recovering lampshades
    Decluttering
    Mopping floors
    Allotment
    Lining curtains with fleece.

    BUT I need to keep off this site to get anything done.

    Have a good day all.

    P
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Helen105
    Helen105 Posts: 363 Forumite
    Part of the Furniture Combo Breaker
    So a mixed weekend, Ex came round on Saturday with his enormous pipe wrench (I was forced to slip into the world of saucy postcards on opening the door "Gosh that's a big one!") and fixed the leak. Then I asked his opinion on the wiring & he said he'd come back & help me with it on Sunday. He did and wired everything neatly & got rid of all exposed wiring, we put the power back on and the light worked, all was well & he went home. I stood in the hall admiring the light, like a simpleton, and thought I'd try turning it off and on again. Bang went the fuse! Ex came back and we tried again for an hour. As the fusebox is the old type as well, each time the fuse went it had to be rewired. Aaargh!
    The book was little help, it assumed that the person who had wired your house previously had done it properly and logically.
    Now neither the hall nor landing lights can be used. Ex has promised to come back tonight.

    On a more domestic front I washed a tiger, a dog & a unicorn on Saturday. They are full size furry suits for an 8 year old and have been in the airing cupboard for last 8 years, now washed they can get put in vacuum bags & go back for another 8 years waiting for GS to grow into them. I've also stewed blackberries & apple ready to boil up into jam tonight. They smelt very autumnal & I felt like the Good Housewife, a bit like MG thinking she was Doris Day. Loved the packed lunch plan by the way, very organised & will save much trouble.
  • whatatwit
    whatatwit Posts: 5,424 Forumite
    Part of the Furniture Combo Breaker
    Well done on sorting the leak Helen, but Bah to the wiring...why do these 'small' jobs always morph into something huge.
    I can feel a freezer blitz coming on so I can do some baking and freeze it.
    Official DFW Nerd Club - Member no: 203.
  • Memory_Girl
    Memory_Girl Posts: 4,957 Forumite
    aaaaaarrrggghhhhhh!!!!!

    Everything was gonig so well - the kids are at school and all excited about new teacher.

    washing done, shiny sink, clean bathroom and ironing ready to go - when the Postie comes.

    :eek::eek:THEY ARE STOPPING OUR CHILD TAX CREDITS!!!!!!!!!!!!! :eek:Because I didn't return their form - I didn't???? - well I will tell you now i b****y well did!!!!!! Do they think i am flush enough for money that i can survive without these credits????

    Packed a book and a snack for ds2 and we are off to camp out in the job centre to use their phnoes for the 0845 number - cos i really can't afford £50 on my mobile again trying to sort this out and "our lines are very busy".

    Breathe memorygirl - maybe this is the day the big cheque is arriving instead.

    mg
    FINALLY AND OFFICIALLY DEBT FREE
    Small Emergency Fund £500 / £500
    Pay off all Debts £10,000 / £10,000
    Grown Up Emergency Fund £6000 / £6000 :j
    Pension Provision £6688/£2376
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    Oh no - they are such g!ts - hate to post and run but try http://www.saynoto0870.com/ to see if there is a cheaper way of calling them. Hope you sort it out!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • katie2407
    katie2407 Posts: 352 Forumite
    time to chill out for a while............... oven on to warm, time to bake the packed lunch goodies.

    Got manky bananas - so a banana loaf
    Weetabix cake
    apple, oat and raisin muffins
    lemon drizzle cake

    they should all cook at roughly the same temperature, so its worth putting on th ebig oven i think.

    Memorygirl
    thank you for the muffin recipe

    Can I please have the recipe for the banana loaf and weetabix cake. I have also some manky bananas lying around my kitchen and hate throwing them out.

    On holiday all week so going to try and get some decluttering done
    :mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
    debt free nov 2012 before that I hope
    sealed jar no 420
  • Memory_Girl
    Memory_Girl Posts: 4,957 Forumite
    Back - soaked to the skin, but credits will be reinstated in a week or two!!!!!

    and as ususal they don't catch up the "Lost payments" but instead recalculate the award and divide what you are owed by however many weeks left in the year.

    So Memorygirl mansion could be down between £180 and £270 this month. So no new shoes for ds1, no swimming till the end of the month, DS2 back on washable nappies for through the night and guess what - yup "The Ulimate Grocery challenge" here we come again.

    basically i dare not spend a penny becasue all the bills are due out at the beginning of the month and although it could be squeaky, i should just make it. Better be supercareful on the petrol though.

    I hung on the line (after ringing 8 times and being thrown off the queue) for 62 minutes to resolve this. 62 x 40p = £24.80 !!!!!!! so just as well i was able to walk to the job centre and use their phone - cos that could be our grocery budget until the tax credits are sorted again.

    The ladies there has the most amazing expression on their faces as i walked in with the buggy, unhooked ds2, spread a rug on the floor for him, unpacked his toys and a snack box and then sat myself down at the phone with my finance file, novel and flask of coffee. You see!!! I knew I was going to be there ages, so I came prepared.

    bless him though DS2 was no problem, just puddled around, shared his muffin with one of the ladies and showed another his trucks - as i was still waiting to talk to a human being - LOL

    Mind you once i did get to speak to very nice lady - Claire - she couldn't have been more helpful. she even admitted she couldn't see why my credits had been stopped because they did have my most current information (which they could only have got from my returned form)

    Ah well!!! all well that ends well i suppose? Thanks to this site though i have my weeny cash buffer and some useful frugalising skills.

    Here to a more productive afternoon

    MG
    FINALLY AND OFFICIALLY DEBT FREE
    Small Emergency Fund £500 / £500
    Pay off all Debts £10,000 / £10,000
    Grown Up Emergency Fund £6000 / £6000 :j
    Pension Provision £6688/£2376
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