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provident loans

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Question on behalf of a friend which i couldnt help with as i dont have a provident loan or savings account with them.

However, apparently, an associate of provident comes to your house to collect money on a monthly basis, if you have let them in to collect money or sign paperwork on a previous occasion and then dont pay them can they break in to take goods? I cant help as i dont have a clue!!! So over to you please.........

Thanks, this question may appear here later on another thread as i advised friend to register here.

lili x
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Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Not had much experiance with provident loans YET but anything this firm does wouldnt suprise me..
    We all die. The goal isn't to live forever, the goal is to create something that will
  • lilibet1
    lilibet1 Posts: 820 Forumite
    to be honest with you, thats what worries me regarding my friend.

    x
  • callywally
    callywally Posts: 358 Forumite
    Dont think that can be right. only some baliffs have this power I think. I may be wrong and Im sure someone with more knowledge will be able to answer.
    sonnyboy
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    well thats what I thought to be honest.....i'll speak to a collegue and double check..back in a bit
    We all die. The goal isn't to live forever, the goal is to create something that will
  • dojoman
    dojoman Posts: 12,027 Forumite
    lilibet1 wrote: »
    Question on behalf of a friend which i couldnt help with as i dont have a provident loan or savings account with them.

    However, apparently, an associate of provident comes to your house to collect money on a monthly basis, if you have let them in to collect money or sign paperwork on a previous occasion and then dont pay them can they break in to take goods? I cant help as i dont have a clue!!! So over to you please.........

    Thanks, this question may appear here later on another thread as i advised friend to register here.

    lili x

    I know this applies to bailiffs, but I don`t think it would apply to just anyone from Provident.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • missyp123
    missyp123 Posts: 564 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    i know someone who had bad debt with them, it was just passed to a debt collection agency as any other debt, no bailiffs at came at all.
  • missyp123
    missyp123 Posts: 564 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    i cant imagine the 'normal' provident reps having the power to do that, nor would most of them want to do it themselves anyway!
  • lilibet1
    lilibet1 Posts: 820 Forumite
    i love this place, any little thing that we dont know, you can guarantee someone else will its GREAT!!!! Thanks everyone, i will be interested to see what else Phil comes up with xx
  • dojoman
    dojoman Posts: 12,027 Forumite
    This a quote from another site I use,

    How do I deal with a bailiff at my door?

    The bailiff can call at your house at any reasonable time to seize goods, but you do not have to let them in.
    The bailiff cannot enter your house by force, but they can legally enter your property through open windows or unlocked doors, so make sure all your doors and windows are locked or closed!

    Once the bailiff has been inside your house by entering peacefully, they can call again at a later date and enter your house without your permission, forcefully, to remove your goods.

    When seizing goods the bailiff must leave the premises safe.
    When in your house the bailiff has the right of access to all rooms and can force their way into other parts of the property.

    Hope this helps?
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • PHYTHIAN
    PHYTHIAN Posts: 339 Forumite
    Ninth Anniversary Combo Breaker
    No-one from Provident can force their way into your home. They are a (ripoff) Financial Institution and the rep will just keep knocking week after week after week. Eventually they will pass it onto a Debt collection Agency...that's where the post re bailiffs comes into it.
    Justice will not be served until those who are unaffected are as outraged as those affected (Benjamin Franklin) JFT96...YNWA
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