husband about to quit job

poseidon22

first post but I am desperate for advice. my husband works away,coming home every 2 weeks,we have 3 small children and am finding it very hard going. we have come to the conclusion we cant go on like this for much longer and am thinnking if he left his job ,and found another close to home.
we have some savings which would cover our mortgage for 6 months, but currently recive child tax credit which I assume will stop once he leaves his job.
please dont yell at the irresponsibility of quiting a job,we have done that ourselves already.what I am asking is for any advice.

if he couldnt find work straight away would he be sanctioned for 26 weeks before claiming jsa contribution based.?

do child tax credits stop as soon as he left his job?

does he have to report as out of work,even though we hope he wont be out of work for long,albeit at a lower rate than he receives now.

many thanks,this does seem silly but seems the only way forward for our family

kelloggs36

It isn't possible to tell what the jobcentre will do - they could sanction up to 26 weeks but that will depend on the circumstances.

Just as a suggestion, why not try and look for a job first before giving this one up - it is tough but you may find that life becomes even tougher without a job.

Horace

If he left his job voluntarily then his JSA would be sanctioned for 26 weeks, I am not sure about the child tax credits because I don't have kids so know nothing about them.

Do you think that it would make more sense for your husband to look for a job closer to home before chucking in his job? Can you move closer to where your husband works to make life a bit easier?

I am making these suggestions because the job market is hell with millions of unemployed chasing too few jobs and your husband could end up being unemployed for months.

Remember that it is easier to get a job when you are in work than it is when you are on the dole.

Oldernotwiser

Deliberately going on to benefits isn't a way forward for any family; you could be living on a pittance for years if you decide to go through with this idea.

milliebear00001

Your child tax credits won't stop - they are for the children's benefit - but his working tax credit will.

welshmoneylover

Just as a suggestion OP, why don't u find work for yourself and that way you'll be getting out of the house and working with people so you can have adult conversations thereby giving you some 'me time'.

Believe me, work is far easier sometimes x

mumslave

Please dont yell about chucking a job? In todays climate? As you can see, I am a mum of four, and no matter how hard it is, chucking a job isnt the answer. He should keep it and look for another when he can.

In answer to your other queries, as soon as he quits, inform tax credits and yes he does have to report being out of work.

mrcow

Before chucking in the job, go through your options.

Is there a possibilty within the company to change roles? To change location perhaps? To maybe request that he can work from home? (obviously it depends on what he actually does?!).

Don't just give it up without a fight. At least let him explain his troubles to his work first and give them an opportunity to try and sort something that works better for you.

I've three little ones myself and my OH is often away (away for a week right now in fact) and I understand it's hard on everyone.

It's such a big step though - talk things through with his work - the worst that can happen is that they won't be able to accomodate anything.

In the very least though, it will mean that if and when the job centre investigate his reasons for leaving, then you can state that he did bring it up with his employer.

Finding work whilst you're still in work is often so much better too. He doesn't have to just give it up. Start getting his CV together and compiling a list of employers or people he knows in his industry that he can approach first. "Who you know" is the best way to start - you may get lucky.

The thing is, for the sake of three or four weeks, you could both really get yourselves together on sorting out alternative employment. By just jacking in his job first off, you're only going to be putting more pressure on yourselves (and you sound like you've already got enough of that!)

Mr_Falling_Star

I would echo the other posters, it is always easy to get another job while you are working. Throw everything you can into getting him alternative employment. There are jobs out there. If you can drive, have a clean CRB and credit check and really don't care what you do then you will get something, whether its call centre work,care,administration or just something else.

Imagine being cooped up together with no money, now thats stressful!

chris1973

Before he quits his job, have a read at some of the stories here and the financial situations of some people who have been made redundant and have been unable to find work through no fault of their own, and then decide whether you voluntarily want to put yourself and your family in that very same hole. Go do that small thing, and then make the informed decision based on facts rather than self pity.

Good Grief, your OH has a job do you realise how bloody lucky you are and that very soon he may be a minority and that he should treat that job like gold, because thats what it is in today's economic situation!. Do you realise how many people have read this and quite possibly envy your dilemma and wish they had a job to throw away on a whim?

I can't believe that people would actively CONSIDER this as a viable option. Benefits exist to ensure a meagre level of living for those who are without work through no fault of their own, they are NOT there as a personal piggy bank for people who are home alone and feeling an ickle bit lonely. I keep checking the date to make sure that its not April 1st

There are some good reasons for considering voluntary redundancy, but IMO yours isn't one of them. Deal with it and move on.

poseidon22

thanks for ther eplies. I didnt make myself clear in the first post,he isnt going to quit his job right this week,however we have set ourselves a time frame of 3 months, where he will apply for absolutely anything close to home,
should he not be succesful in finding work by then,then we will live off savings to cover the mortgage payments,my question was regarding jsa and child tax credits as a short term measure.
so am I right to think child tax will continue, but jsa will be nil.