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Housing Benefit Problem

2

Comments

  • How could anyone spend £50,000 per year plus whatever Child Benefit/Tax Credits etc? :eek:

    Let alone not know what they spent it on?
    I'd rather regret the things I've done than regret the things I haven't done.
    Lucille Ball
  • Caz3121
    Caz3121 Posts: 15,913 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    There doesn't appear to be any way round this - you will need to call in the loans from the family members and start selling things...with the calculations that they use it is likely to be another 3+ years before you would be entitled to any means tested benefits (when they calculate you are below £16k)
  • fluffymovie
    fluffymovie Posts: 1,417 Forumite
    Part of the Furniture Combo Breaker
    Hi there

    From what you have said, the council have made a decision that you have notional capital of £68,000. To get to this amount, they will have looked at your accounts and receipts and applied a calculation called dimunition of capital. This is what a reasonable level of spending would be.

    In your case, I am not sure about the car being reasonable and having given your money away certainly hasn't been of a great help when you have children to feed and house.

    The council have acted according to the law but they can only class you as deliberately depriving yourself of capital if they believe that you acted as you did to claim benefit.

    If you truly belive that claiming benefits was not your motive, then appeal against their decision.

    Clearly, spending that £100k in 2 years was not a good idea but it is what you have done and you now need to act in the best way for your children which is calling in loans, getting legal advice if necessary, and selling items you don't absoutely need.
    I currently manage a Housing Benefit service and have been working in Housing / council tax benefit (as was) since 2001.

    All views expressed in my posts are my own opinions and do not necessarily reflect those of my employer.
  • Rothschild
    Rothschild Posts: 307 Forumite
    It depend soley on what was your employment situation during those 2years while you spent that money??


    Anyone whos telling you that you shouldn't have spent it all so fast should just shut their mouth and not comment.

    As you dont go round telling THEM how to spend their benefits money or salary every month,
    so how you choose to spend your own money is no-one's business but YOURS.




    If you were unemployed during those 2years,
    OR,
    your were on benefits, got the cash and so signed off benefits,
    but then once had spent the money resigned onto benefits
    then you will likely have to wait a few months min as they will spout the old ''you deprived the capital'' nonense.


    But if you were in employment/or just not on benefits at the time that you got that money,
    but now you require benefits and qualify for them,
    they will have an extremely hard job trying to legally prove otherwise.

    As you didn't deprive any cpaital to claim benefits, as at the time of spending your money you had no reason to believe that you would be needing to claim benefits within the future weeks/months.
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Rothschild wrote: »
    It depend soley on what was your employment situation during those 2years while you spent that money??


    Anyone whos telling you that you shouldn't have spent it all so fast should just shut their mouth and not comment.

    As you dont go round telling THEM how to spend their benefits money or salary every month,
    so how you choose to spend your own money is no-one's business but YOURS.



    If you were unemployed during those 2years,
    OR,
    your were on benefits, got the cash and so signed off benefits,
    but then once had spent the money resigned onto benefits
    then you will likely have to wait a few months min as they will spout the old ''you deprived the capital'' nonense.


    But if you were in employment/or just not on benefits at the time that you got that money,
    but now you require benefits and qualify for them,
    they will have an extremely hard job trying to legally prove otherwise.

    As you didn't deprive any cpaital to claim benefits, as at the time of spending your money you had no reason to believe that you would be needing to claim benefits within the future weeks/months.

    You may wish to reread what you have written, as it makes little sense.
    Gone ... or have I?
  • Amistoso_2
    Amistoso_2 Posts: 1,216 Forumite
    dmg24 wrote: »
    You may wish to reread what you have written, as it makes little sense.


    reading other posts from that particular person it would seem he likes to be "controversial"

    where's the rolley eyes when you need them lol
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Amistoso wrote: »
    reading other posts from that particular person it would seem he likes to be "controversial"

    where's the rolley eyes when you need them lol

    I have taken to using this one :cool: instead, although it apparently means 'cool'!
    Gone ... or have I?
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    many family members had loans that have not been returned

    Logically, these many family members should start paying the OP back at a weekly rate which covers the rent and council tax.
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • Rothschild
    Rothschild Posts: 307 Forumite
    dmg24 wrote: »
    You may wish to reread what you have written, as it makes little sense.


    Ive re-read it and it makes perfect sense to me.

    Perhaps you can let me know exactly what part of it you are unable to understand, so i can try helping you in understand it? :o
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Rothschild wrote: »
    Ive re-read it and it makes perfect sense to me.

    Perhaps you can let me know exactly what part of it you are unable to understand, so i can try helping you in understand it? :o

    It is just a bit of a ramble, and you contradict yourself. Unfortunately, none of it makes sense.
    Gone ... or have I?
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