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How many cheques will the bank let you bounce ?

Need_to_know_4
Need_to_know_4 Posts: 10 Forumite
edited 1 May 2010 at 5:15PM in Consumer rights
I ask as someone who has had several cheques, which have bounced, from a 'friend' I loaned money to...
I am not alone.
This person has been dishing out 'bouncing' cheques all over the place.

If these cheques are going back to the bank, why doesn't the bank put a stop to it.

I really do need advice on this. I'm out of my depth.

Thank you for reading.

NTK

* Apologies if this is on the wrong board
«13

Comments

  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    Why have you posted this on two boards?

    You are asking a pretty stupid question.

    A cheque will only be honoured or dishonoured AFTER it has been written so the person concerned can carry on writing cheques until their book runs out.
  • cyberbob
    cyberbob Posts: 9,480 Forumite
    1,000 Posts Combo Breaker
    If i was cynical I may think your the 'friend' and your wondering how much all these rubber cheques will cost you
  • artbaron
    artbaron Posts: 7,285 Forumite
    If one cheque has bounced why would you accept another as payment?
  • Need_to_know_4
    Need_to_know_4 Posts: 10 Forumite
    edited 1 May 2010 at 6:11PM
    artbaron wrote: »
    If one cheque has bounced why would you accept another as payment?

    In the hopes that one day I will get my money back :(

    Sorry it was a stupid question to some of you.

    It's not to me and my family :(:(

    *Do the banks never ever ask WHY the cheques are still being written ?
    another silly question I suppose but one I truly do not know the answer to.

    Thank you to those who thought about helping me.
  • kaisersoze_2
    kaisersoze_2 Posts: 307 Forumite
    Is it not illegal to write a cheque you know will bounce?
  • Can I just say that god help anyone who comes on here for support..:(
  • artbaron
    artbaron Posts: 7,285 Forumite
    In the hopes that one day I will get my money back :(

    Sorry it was a stupid question to some of you.

    It's not to me and my family :(:(

    *Do the banks never ever ask WHY the cheques are still being written ?
    another silly question I suppose but one I truly do not know the answer to.

    Thank you to those who thought about helping me.

    Well, you - I mean, your friend - will not get your money back by trying to cash invalid cheques. I suggest a more direct approach to the person concerned, with a view to taking cash.
  • kaisersoze wrote: »
    Is it not illegal to write a cheque you know will bounce?

    That's probabably the question I should have asked.
  • artbaron wrote: »
    Well, you - I mean, your friend - will not get your money back by trying to cash invalid cheques. I suggest a more direct approach to the person concerned, with a view to taking cash.

    You try asking someone you are very close to that question.
    I am afraid to 'fall out' with this person cos I may get nothing back.

    They know this :(
  • Unfortunately I can't, I really do need to get that money back.

    Thank you for answering me.
This discussion has been closed.
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