How much disposable income do you have?

elvis86

I was just wondering, after you've paid all your "fixed" bills (eg mortgage/rent, utilities, transport), how much do you have left a month to spend on food, clothes, going out etc?

Particularly interested in younger single people, as I'd like to know how I fare compared to others?

Faye449

I'm a young (just under 30 so still kidding myself I'm young!) single girl and I can't remember what disposable income actually is!

elvis86

Faye449 wrote: »

I'm a young (just under 30 so still kidding myself I'm young!) single girl and I can't remember what disposable income actually is!

That's...useful.:D

PasturesNew

Mostly, having paid the basics (a cheap rent, minimal bills, no sky, no mobile contract, no car loan, no holidays, no debts), about £250 max. Sometimes, in some jobs, it's £150.

McKneff

Im 60, work part time.
salary, state pension, private pension
OH
State pension, private pension, Low rate DLA

Lifes good, we save arough £1000 a month.
Spent a bit lately though, new double glazing and a very luscious bathroom is being fitted soon.

SusieT

Not young but thought I would reply anyway!

Going out - I restrict to once a month and I go to a local pub for lunch with friends, never get rushed so we can stay gassing for a few hours over a fruit juice, we all pay pretty much what we eat/drink and I keep my spend to under £10
Clothes - only buy if desperate and I find the cheapest possible place (ebay, matalan, local market). Not bought anything new since November and that was a pair of jeans and some socks.
Food - I allow about £65 a month which includes cleaning stuff, loo rolls, toiletries etc.

Anything else (not a lot) goes against the credit card but I count it as savings and allow myself to use the card to the value of the savings if there is an emergency. Looks like the total would be £90-100 its no fun beng ancient and broke

elfen

OK, need to work this out....
Rent, mobile bill, debts, gym membership (helps with my depression and is a good stress get-ridder-of).....not sure....probably 100/150...then I have to get food and train fares out of that....

immoral_angeluk

I'm single (in the eyes of the law anyway, I have a boyfriend lol) with 2 children aged 5 and 3.
Here's my budgets..

£20 pw social (ie my money)
£50 pw food
£30 petrol
£24 pw bass guitar lessons

Whatever's left go towards ones offs or savings

Deep_In_Debt

I'm single and reasonably old (although I don't feel it!). After my essentials and dmp repayments, I don't have a lot left over.

scottishblondie

I'm somewhat atypical. As a young single (or rather unmarried) PhD student with an excellent stipend and part time tutoring job I have a very high income to expenses ratio. I have a lot of "disposable income" but I allow myself a max of £200 spending money and save the rest, as I'm not going to be in this position for much longer.

elvis86

I end up with just under £500 to pay for petrol, food, clothes, holidays, socialising...and to hopefully make a dent in the credit card balance.

This will increase to £just under £650 in a year when my car is paid for.

When I look at it like that, it seems a fair amount. But in reality, I always seem to be broke!:(