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TC & WTC Advice Please

We have just done our renewal through the Main TC helpline and I am abit confused.

We have 2 children 1 age 3 1 aged 5.
My OH is self employed and in 08/09 he made a loss of £3200. we declared his income of £0 as he made a loss and estimated 09/10s figures to be £3000

This is were I am confused after speaking to the TC Helpline they have told me we can off set his loss against any other income we have mine included as my OH doesnt have any other income it can be off set against mine so I earned £9000 then minus his loss of £3200 makes mine to be £5800 and a jointed income of £5800

He has just done his books for 09/10 and his income is £4000 but he says his loss for 08/09 is deducted from that so his income for 09/10 is now £800 is that correct. The tax credits say we have a possiable underpayment on 09/10 tax credits payments but he didnt say how much. the taxs credits have said they will pay any underpayment when they receive his actually 09/10 figures can we give them this figure even though he hasnt submitted them to the HMCR as he has just completed them in the last 2 days

He has never had a loss before so we are abit baffled how they work it all out
Anyone got any advise Please
Clare

Comments

  • Any advise please
  • Hi clarebear, I'm no expert, but any overpayment can be a nightmare.

    I've found http://familytaxcredit.forumco.com/ great, some really helpful people there.
    Not just a sucker for sweeties..:o
  • Suckers for sweeties thanks for your reply

    They said on the phone we have a possiable underpayment not a over payment they can confirm that when they have OHs actual figures for 2009/2010. Im assuming an underpayment is they owe us some money. Im just not sure if we can submit his 2009/2010 figures now we have them even though my OH hasnt actually submitted them to the HMRC?
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