HIP question

SallyD

Should a HIP contain the full documentation held at Land Registry. I am asking because a HIP I have received on a property has the Land Registry entry and Title number, who the owner currently is and shows an entry on Charges Register and map of property edged Red. The title refers to a Covenant dated......but it aint there. Phoned Land Registry, who was most helpful and read out to me the Covenant on the register that cleared up my worries about "right of way" and I can get a copy of this for a fee of course, but should this document not have been in the HIP.....or was the HIP provider saving money? The vendor told me that the access to the house from the rear was a shared right of access with one other property. How can I find out who actually owns that bit of land or will that be revealed on the Covenant that has a map of the right of way edged in brown and from the LR description of the map is clearly the access way. Thoughts would be appreciated.

Richard_Webster

it is one of the stupidities of the rules about HIPs that the Land Registry official copies and plan have to be included in the HIP but any documents merely referred to as "filed" do not need to be included.

Very often the paperwork does not make a lot of sense without such documents - but that is what we are stuck with as a result of people who do not understand our conveyancing system meddling with it and producing half baked "solutions".

timmyt

Richard_Webster wrote: »

it is one of the stupidities of the rules about HIPs that the Land Registry official copies and plan have to be included in the HIP but any documents merely referred to as "filed" do not need to be included.

Very often the paperwork does not make a lot of sense without such documents - but that is what we are stuck with as a result of people who do not understand our conveyancing system meddling with it and producing half baked "solutions".

and so often when the conveyancing begins, the selling lawyer still fails to send these documents (i,e refered to in the title) to the the Buyers lawyer.......

Richard_Webster

and so often when the conveyancing begins, the selling lawyer still fails to send these documents (i,e refered to in the title) to the the Buyers lawyer.......

Quite!

People often wonder what additional enquiries a buyer's solicitor might want to raise - well this is a typical one: "Please supply a copy of the Conveyance dated ....." (I have it as a standard on my system with a gap to fill in the date!)

SallyD

Thank you for your response. It was the vendor that brought my attention to the rear access road having joint right of way with a neighbour, now I am wondering who actually own this pieceof land - if it does not say so how can I find out?

Richard_Webster

If the rear access road is registered, doing a SIM search (download form from LR, attach a plan edging the area you want to check red and send off to your local LR - costs £5) If they give you a title number obtain a copy of the register for that title (£4) and you will find out the name of the owner.

On older properties the ownership of rear accesses has usually been lost in obscurity.