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another boring mortage question?
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blokefella
Posts: 4 Newbie
hello all.
Today I talked with a mortgage adviser at the brittania about buying my first house.I know my particular mortgage and repayments etc.What I was hoping for was for them to check my credit rating and basically give me the go-ahead to start looking etc.
However,because I have no property in mind just yet,I have to come back when I do have,so they can do a check.They don't snoop around due to leaving of footprints etc on my credit report so she said.
So,Ive just registered on experian and noticied the bank had already checked .after id half completed an online application?
Any thoughts on how I should approach this anyone?
Plus 2 other queries.
1)account history dosn't list my main accounts with nat west,my everyday account.Just a setteld and active credit card with them.But it does list an old settled mba cc and a doormant nationwide current account.
Is this right?
2) my last electrol roll was at my mothers back in 1993(ive been abroad,moved homes often etc) and im back at the same address at the minute using it in my application.I suppose it goes without saying i need to update this.
any help appreciated you lovely people.:T
Today I talked with a mortgage adviser at the brittania about buying my first house.I know my particular mortgage and repayments etc.What I was hoping for was for them to check my credit rating and basically give me the go-ahead to start looking etc.
However,because I have no property in mind just yet,I have to come back when I do have,so they can do a check.They don't snoop around due to leaving of footprints etc on my credit report so she said.
So,Ive just registered on experian and noticied the bank had already checked .after id half completed an online application?
Any thoughts on how I should approach this anyone?
Plus 2 other queries.
1)account history dosn't list my main accounts with nat west,my everyday account.Just a setteld and active credit card with them.But it does list an old settled mba cc and a doormant nationwide current account.
Is this right?
2) my last electrol roll was at my mothers back in 1993(ive been abroad,moved homes often etc) and im back at the same address at the minute using it in my application.I suppose it goes without saying i need to update this.
any help appreciated you lovely people.:T
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