Proposals have landed with Creditors

sunshine111

Hello,

I am not too sure if this is normal - and do I need to advise my IP? My proposal was sent to the creditors and they have received them since Monday - I have been receiving calls from a few of them - leaving a message, asking me to offer them an amount in order to settle my debt with them (had I had the money I would have tried this 1st time around).

Thanks

Charco_2

Chancers!

If you deal with one you'd have to deal with them all! If you pay one it would be deemed a preferentail transaction they know this. If you say this, they'll get angry and say it isn't but it is!

sunshine111

Thanks Charco,

I have not got the money to pay lump sums anyway - just seemed odd that they all of a sudden call asking this - I have not called them back to be honest. Will await the creditors meeting now....

Charco_2

Dont call them back.

Dont pay a lump sum.

Dont even pay a token payment.

Your IVA is being voted on by various accountancy firms, not by the person who rings up and says "pay us £50 or we'll reject your proposal". You making a small repayment outside the IVA before it starts will have no bearing on your IVA. If this guy in a call centre can convince you to pay £15 then it was worth Lloyds or whoever making him give you a call and it happens all the time...

Who did you do your IVA with?