Coventry Grid Cards Login

Coventry BS recently changed the login procedure from 2 memorable passwords, to 1 memorable password and 3 random numbers from a grid which they send out in the post.

Thid effectivly means carrying round a piece of paper with your password on it just so you can log in to the Banking.

Anyone else think this is a step backwards in account security rather than the "enhanced security" they are claiming it to be.:mad::mad::mad:
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Comments

  • pmduk
    pmduk Posts: 10,670 Forumite
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    Some financial organisations have a strange idea of security. Lloyds TSB asks for your account details and date of birth to log in. Should anyone untrustworthy get hold of your debit card whilst knowing your date of birth, they've enough details to rape your account.
  • Stompa
    Stompa Posts: 8,367 Forumite
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    Toe-Jam wrote: »
    Thid effectivly means carrying round a piece of paper with your password on it just so you can log in to the Banking.
    Well that depends on where you do your banking. It's easy enough to securely store the grid card data in a password manager if required.
    Toe-Jam wrote: »
    Anyone else think this is a step backwards in account security rather than the "enhanced security" they are claiming it to be.
    I'm not sure it's a backwards step, but I'm not sure it enhances security by much either.
    Stompa
  • 2010
    2010 Posts: 5,448 Forumite
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    Toe-Jam wrote: »
    Thid effectivly means carrying round a piece of paper with your password on it just so you can log in to the Banking.

    There are plenty of free programs for storing all your passwords in one place without writing them down.
    Try this one then you`ll only have to remember ONE password.

    http://www.accessmanager.co.uk/
  • DavidP24
    DavidP24 Posts: 957 Forumite
    Toe-Jam wrote: »
    Coventry BS recently changed the login procedure from 2 memorable passwords, to 1 memorable password and 3 random numbers from a grid which they send out in the post.

    Thid effectivly means carrying round a piece of paper with your password on it just so you can log in to the Banking.

    Anyone else think this is a step backwards in account security rather than the "enhanced security" they are claiming it to be.:mad::mad::mad:

    Are you telling me you can't remember a word?

    If you really need to carry something about with you make it a phrase so you reduce your risk.

    I have accounts with several banks and I have no trouble remembering all their daft methods.
    Thanks, don't you just hate people with sigs !
  • Stompa
    Stompa Posts: 8,367 Forumite
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    DavidP24 wrote: »
    Are you telling me you can't remember a word?
    But it's not a word. The grid card is a set of 50 numbers arranged on a grid, I doubt many people could (or would want to) remember them all.
    Stompa
  • karatedragon
    karatedragon Posts: 1,148 Forumite
    This is not a step backwards. Also it is not revealing any password.

    You shuld still remember your alphanumeric initial logon together with your random letters from your password. The site then asks for numbers randomly from the co-ordinates on the grid - for example i5, a2, b1.

    So unless someone can know your initial login, full password and have hold of this card then all is good.
  • anna42hmr
    anna42hmr Posts: 2,876 Forumite
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    Stompa wrote: »
    But it's not a word. The grid card is a set of 50 numbers arranged on a grid, I doubt many people could (or would want to) remember them all.

    i have one of these for skipton building society, and think it is a good thing, also means that you do not have to carry around a pin reader - which are the size of a small calculator, (ie like barclays online, you need that everytime to log on, some banks need a card reader for setting up new payees ie natwest, and others everytime you make a withdrawal)

    the card is only credit card sized so to be honest i just stick it in my purse with my credit cards/loyalty cards etc
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • benoit
    benoit Posts: 327 Forumite
    Stompa wrote: »
    But it's not a word. The grid card is a set of 50 numbers arranged on a grid, I doubt many people could (or would want to) remember them all.


    You don't need to remember them. Take a photo of it & email it to yourself or keep it on your mobile phone. There are lots of ways to keep it with you without physically 'carrying' it as such.
  • Stompa
    Stompa Posts: 8,367 Forumite
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    benoit wrote: »
    You don't need to remember them. Take a photo of it & email it to yourself or keep it on your mobile phone. There are lots of ways to keep it with you without physically 'carrying' it as such.
    I know, I suggested that in post #3!
    Stompa
  • Stompa
    Stompa Posts: 8,367 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    anna42hmr wrote: »
    i have one of these for skipton building society, and think it is a good thing, also means that you do not have to carry around a pin reader - which are the size of a small calculator, (ie like barclays online, you need that everytime to log on, some banks need a card reader for setting up new payees ie natwest, and others everytime you make a withdrawal)
    Yes, that's true. Personally I always do all my internet banking from home, so I don't need to carry anything with me anyway.
    Stompa
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