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Lists of costs involved in buying?
KEATERGREYHOUND_2
Posts: 84 Forumite
Does anyone have anything else to add to my list. Im sure ive missed something but I cannot place what?
Stamp duty
solicitors in search fees etc
Estate Agents im buying as well
Costs to mortgage company (arrangement fee etc)
Stamp duty
solicitors in search fees etc
Estate Agents im buying as well
Costs to mortgage company (arrangement fee etc)
0
Comments
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Survey?
You don't pay estate agents to buy a house.Everything that is supposed to be in heaven is already here on earth.
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KEATERGREYHOUND wrote:Stamp duty
solicitors in search fees etc
Estate Agents im buying as well
Costs to mortgage company (arrangement fee etc)
Can anyone advise how much would each of above cost for a property like 250k? I'm interested to know how much we are looking at to start with. Any tip is appreciated. Thanks0 -
django wrote:Can anyone advise how much would each of above cost for a property like 250k? I'm interested to know how much we are looking at to start with. Any tip is appreciated. Thanks
Stamp Duty
£120,001 to £250,000 - 1%
£250,001 to £500,000 - 3%
Solictors
Varies but I found using a remote solictors was cheaping. We did everything be post.
Estate Agent
Don't know! Only ever bought a house, not sold one yet.
Mortgage fees
Again varies which each lender and type of mortgage.
As I have only ever bought one house, I'm probably not best to advise, but thought I would try:o
I'm sure someone with come along and be able to answer in more detail for ya.0 -
OK, these are the things we're having to pay for... We're buying a new build property though, so some of the things won't be applicable if you're buying an established property (such as the bt installation and aerial installation):
Estate Agent Fees (if you're selling as well)
Solicitors Fees
Mortage Disbursement Fees (if you already have a mortgage)
Mortgage Arrangement Fee
Survey/Valuation Fee
Removal Fees
BT Connection Charge
Mail Redirection
Aerial Installation
House Insurance (unless you're going to put it under a monthly plan, but we decided to pay it upfront, and save up for the next years ... saves paying the interest on it!!!)
Hope this helps...0 -
Look at paying around £545.00 + vat for legal fees or above also remember your stampduty will be 3% if you go over £250,001.
Best regards0
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