First Credit Card For Someone With No Credit History??

mleonard79

Hi again everyone,

Just to update. We've now got all three credit reports and there's no errors on them. They're pretty empty but there are a couple of searches - one for a littlewoods account and one for his A&L current account. So now I'm trying to decide whether to try A&L Card or RBS Classic card for him. He's had a current account with RBS since his teens and was paying his wages into it for a year until he switched the wages to A&L a few months ago. It says the RBS classic card is a good one to apply for your first card so I'm kind of leaning towards that since people have said the A&L one is provided by MBNA who may not take his current account with A&L into consideration.

There's nothing to choose between the two cards (both give 9 months at 0% and then charge similar percentages but that's not important as he'll be paying it off each month.)

Which one do you think we should try? Thanks.

Regards

Michelle

mleonard79

Hi again,

Just bumping this up in case anyone who can help hasn't seen it! Thanks.