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Redundant in 3 months time - what help can I get when unemployed?

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Not sure if that's the right place to ask.

I will be made redundant in 3 months' time from my 0.8 FE post. However, I am in the middle of a doctorate at this institution and they are keen to keep me as a part-time student so that I finish my PhD. But I have a 2-year-old and am a single mum so hardly possible I'd be able to fund for example childcare so that I can write up my work (I need another year at least).
And what about my mortgage? I am quite worried. I will talk to my mortgage provider first but would be grateful for any tips.

Many thanks

Comments

  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Gazella77 wrote: »
    Not sure if that's the right place to ask.

    I will be made redundant in 3 months' time from my 0.8 FE post. However, I am in the middle of a doctorate at this institution and they are keen to keep me as a part-time student so that I finish my PhD. But I have a 2-year-old and am a single mum so hardly possible I'd be able to fund for example childcare so that I can write up my work (I need another year at least).
    And what about my mortgage? I am quite worried. I will talk to my mortgage provider first but would be grateful for any tips.

    Many thanks

    As a lone parent you can claim Income Support, Child Tax Credit and Council Tax Benefit. You can get the interest on your mortgage paid after 13 weeks so need to change to an interest only mortgage.

    I can't think of any help you can get with childcare in your situation.
  • Gazella77
    Gazella77 Posts: 201 Forumite
    That sounds much more optimistic than I thought. Many thanks.
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