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Extended warranty rip off

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Having purchased a gold plus warranty for £500 when my propshaft went after only having the car for 4 months I looked in the T's & C's propshaft covered yes! Contacted warranty company who refused the claim saying it was due to wear and tear! Contacted the garage to be told not our problem you bought a warranty, I explained it didn't cover the propshaft and they lost interest straight away. So where do I go from here? I am facing a £500 bill on tyop of the 7K I've already paid for the car :mad::mad:

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