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Debate House Prices


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How good is your council...

245

Comments

  • Mr_Matey
    Mr_Matey Posts: 608 Forumite
    How does the waiting list work? Can anyone apply to be on the waiting list for affordable housing and then be assessed when their number comes up?

    Perhaps these figures are so high because many people are going on the list when they shouldn't.
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    edited 21 April 2010 at 3:25PM
    Mr_Matey wrote: »
    How does the waiting list work? Can anyone apply to be on the waiting list for affordable housing and then be assessed when their number comes up?

    Perhaps these figures are so high because many people are going on the list when they shouldn't.

    It is done via bid in most cases now, you get assessed go on a list and say what house you are interested each week.

    But if you ain't at the top you ain't going to get jack in most cases.

    But you can apply to any council list now so I suppose there could be some people on 2 or 3 councils lists. (Well HA's now in reality)

    But I would not go on a waiting list unless I needed to rent a house cheaper than current private rent TBH.
    You would be waisting your own time.
  • Cleaver
    Cleaver Posts: 6,989 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You would have to earn £95,815 per year to afford to buy an average-priced house in your area.

    Blimey, where do you live?
  • reehsetin
    reehsetin Posts: 4,916 Forumite
    1,000 Posts Combo Breaker
    my area/ postcode doesn't exist apparently!
    Yes Your Dukeiness :D
  • robin_banks
    robin_banks Posts: 15,778 Forumite
    Part of the Furniture Combo Breaker
    edited 21 April 2010 at 3:39PM
    Cleaver wrote: »
    Blimey, where do you live?

    Family with 2 kids earning 96k borrowing 2.5x that 96k with 30k deposit would get you this;

    20087_cbcwGilden_IMG_00_0000.jpg

    a 2 bed ex-council flat in Kentish Town. Not average but lower end.

    You won't get anything under £250k. A studio flat will be about £175k.
    "An arrogant and self-righteous Guardian reading tvv@t".

    !!!!!! is all that about?
  • robin_banks
    robin_banks Posts: 15,778 Forumite
    Part of the Furniture Combo Breaker
    reehsetin wrote: »
    my area/ postcode doesn't exist apparently!

    Is it a newbuild ?
    "An arrogant and self-righteous Guardian reading tvv@t".

    !!!!!! is all that about?
  • lemonjelly
    lemonjelly Posts: 8,014 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    Mr_Matey wrote: »
    How does the waiting list work? Can anyone apply to be on the waiting list for affordable housing and then be assessed when their number comes up?

    Perhaps these figures are so high because many people are going on the list when they shouldn't.

    If you meet the council/housing associations criteria at time of applying, then you'll be accepted onto the waiting list. Your circs will be re-examined at the time of offer if you are selected or successful in a bid.

    However, Really2 is correct in that unless you are towards the top of the list, you will be lucky...

    I did work for a HA. There are literally thousands of people on waiting lists who will never be housed. Mainly because they are low priority (eg pensioners who own their own homes). It is strange, a lot of people seem to like being on the list "just in case..." In case of what?

    I saw lists where the top 20 or 30 on a list were selected for (eg) a block of flats. When you try to contact them, 50% of them have moved/been rehaoused etc.

    I've also seen people in housing which is so very unsuitable for them, but due to circumstances still require rehousing.

    In example, type of housing is key. We have an aging population. We really need more bungalows. Yet most councils/ha's won't build these, they are expensive, take up land, & impact on how many units per site we can get. It is alright having loads of properties, providing they are suitable for the people on the waiting list...
    It's getting harder & harder to keep the government in the manner to which they have become accustomed.
  • robin_banks
    robin_banks Posts: 15,778 Forumite
    Part of the Furniture Combo Breaker
    lemonjelly wrote: »
    If you meet the council/housing associations criteria at time of applying, then you'll be accepted onto the waiting list. Your circs will be re-examined at the time of offer if you are selected or successful in a bid.

    However, Really2 is correct in that unless you are towards the top of the list, you will be lucky...

    I did work for a HA. There are literally thousands of people on waiting lists who will never be housed. Mainly because they are low priority (eg pensioners who own their own homes). It is strange, a lot of people seem to like being on the list "just in case..." In case of what?

    I saw lists where the top 20 or 30 on a list were selected for (eg) a block of flats. When you try to contact them, 50% of them have moved/been rehaoused etc.

    I've also seen people in housing which is so very unsuitable for them, but due to circumstances still require rehousing.

    In example, type of housing is key. We have an aging population. We really need more bungalows. Yet most councils/ha's won't build these, they are expensive, take up land, & impact on how many units per site we can get. It is alright having loads of properties, providing they are suitable for the people on the waiting list...

    What's your opinion on financial inducements to surrender tenancies ?

    HA's/LA's simply cannot afford to build any more, and you're dead right about types of accomodation btw.
    "An arrogant and self-righteous Guardian reading tvv@t".

    !!!!!! is all that about?
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Cleaver wrote: »
    From the website for my postcode:


    That's really interesting I would have thought your area would be worse than mine for all but the average purchase stuff,, but far from it. The waiting list is bigger and longer in time by considerably bigger here.

    A london postcode soon puts local hardship into perspective though.
  • lemonjelly
    lemonjelly Posts: 8,014 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    What's your opinion on financial inducements to surrender tenancies ?

    HA's/LA's simply cannot afford to build any more, and you're dead right about types of accomodation btw.

    In order to make best use of stock, it should be seriously considered. I have seen numerous cases where a family get a really nice rural 3 bed house. Kids grow up & leave, & the 2 adults stay there, as is their current right. It is their home. However as time goes by, one will leave, or pass away, or go into care. The other will stay. So one adult occupies a 3 bed house, whilst families struggle in flats. Something is not right.

    There have been times/cases where I have even felt that there should be a right to evict on grounds that the person has to be rehoused.
    It's getting harder & harder to keep the government in the manner to which they have become accustomed.
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