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Will We be Better Off??

I receive I.S, I.B, DLA & my husband gets carers allowance.

He is 57 and is considering taking his small pension early. The pension will be around £70 per month, plus a £6k lump sum, which is actually the reason for the decision.

Am I right in thinking that my I.S. will reduce by the amount of the pension, I get £54 per fortnight I.S, so will still be entitled to a reduced amount thus still being entitled to housing benefit etc.

Will the lump sum affect my benefits in any way, we don't want to take the pension early if it makes us worse off.

Any advice would be appreciated. Thanks!
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