Bank account - poor credit history

DaringDon

Hello all. Can anyone tell me if there are any bank accounts available that may be suited to people with poor credit history?

Thanks.

DaringDon

anyone :-s

saubryn

Depending on how poor your credit rating is, a basic bank account might be the best option for you - they usually come with just a cash card and either no overdraft or just a 10 pound buffer zone. You may need more facilities than that, I don't know your situation.

Check out this site:

http://www.moneysupermarket.com/currentaccounts/

It lets you compare accounts / see what facilities are on offer.

DaringDon

It is just a basic account i am looking for that allows wages to be paid into it. I applied to First Direct and was turned down. Any other suggestions people?

BONJOEY

try a building society you can have your wages paid in there x

file_wizzard

DaringDon wrote:

It is just a basic account i am looking for that allows wages to be paid into it. I applied to First Direct and was turned down. Any other suggestions people?

Best two are;

Natwest Step Account - No overdraft of cheque facility, but you do get a solo card and good internet banking with immediate updates

Co-Op "cash minder" again no overdraft or cheque book but you do get an Electron card