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Need to save money!

dunnc64_2
dunnc64_2 Posts: 45 Forumite
Hi Everyone

Wondered if any of you could help me. Sorry if this post is in the wrong forum, it is a mixture of things actually.

My Life Insurance, Contents Insurance, Home Phone, Broadband and Gas / Electricity are all due for renewel, and I am wondering if any of you could point me in the right direction of saving money:

Life Insurance (Royal Liver) £12.40 per month for 2 adults
Buildings & Contents (Liverpool Victoria) = £35.66 per month
Broadband (o2) £10 per month
Phone (Utility Warehouse) £25 per month
Duel Fuel with E-on - £109 per month (just came off their capped tarrif)

Thank you in advanced if any of you can help.

Kind Regards

Dunnc64

Comments

  • penrhyn
    penrhyn Posts: 15,215 Forumite
    Part of the Furniture Combo Breaker
    You could look at combining your phone and broadband to get a better rate, or just have a basic telephone service from BT. I can't see how UW can be competative for telephone along as yo uare paying membership on top of the phone bill.

    Do you really need life insurance?
    Try a comparison site for your home and contents, and fuel.
    That gum you like is coming back in style.
  • markharding557
    markharding557 Posts: 3,116 Forumite
    You can compare all these things on a good comparison site
    here is onehttp://www.moneysupermarket.com/utilities/cheaper-gas-electricity.aspx
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Your buildings and contents are crazy, you should be paying less than half of that. My landline and broadband are with PlusNet and I pay £17 combined. Don't forget to use Topcashback or Quidco to switch everything (clear cookies after using price comparison sites).
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • kjsmith7
    kjsmith7 Posts: 519 Forumite
    £109 per month for gas and electricity - what is your kWh consumption figures? You should be able to get them from your last year's bills. Stick them in a comparison website (you'll need the name of the tariff you're on now, which should be on your most recent bill) and see if you can bring that figure down a little. Use your kWh figures not what you pay in £ to get the best answers. Even if you have a cancellation fee with the new tariff you're on, you still may save a lot of money.
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