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Aqua Card Rejection Society...

I have just ran up an application for this card and got the following response:

"Thank you for your application. We are sorry but we are unable to accept you for an Aqua Card at this time due to the information you have provided. Please note, we have not run a search on your credit file."

The information I provided was totally truthful.
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Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Why did they not credit search you mr dragon..
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Policy decline, may be income, time at address or maybe even employment status?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • karatedragon
    karatedragon Posts: 1,148 Forumite
    My income is sizeable, been at my address 11 years and employed.

    Got a Cov BS current account with Debit Card.

    A Puzzled Dragon
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    My income is sizeable, been at my address 11 years and employed.

    Got a Cov BS current account with Debit Card.

    A Puzzled Dragon
    Have you applied for any HBOS cards in the last 6 months?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • karatedragon
    karatedragon Posts: 1,148 Forumite
    Nope. I have not applied for anything in ages. Got no footprint searches on any of my CRA files.
  • alfred64
    alfred64 Posts: 5,042 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do cra files show that you are on electoral register. Yes, I know they should after 11 years, but worth checking. Aqua will not grant card if not showing.
    Friend of mine not showing on roll with cra's even after 2 years.
  • karatedragon
    karatedragon Posts: 1,148 Forumite
    Yes deffo on the electoral role on the CRA files
  • pjread
    pjread Posts: 1,106 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    can I just point out, they didn't search a CRA so that's mostly irrelevant. So they can't know number of searches/electoral roll (unless they have their own copy, which would be the edited one...) or basically anything other than what you put in.

    I got the same, I wonder if it's rejecting anyone who rents. (1yr+ at address should be fine for a sub-prime card to at least search you...)
  • I rent and they searched me!
  • pjread
    pjread Posts: 1,106 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    weird.... maybe they're rejecting someone with a salary over x thinking "BS do you want our card with that income" or something silly?!? really can't think of anything else that could be an issue on that form...

    [edit] I say this based on karatedragon saying 'sizable income' and my own being pretty ok, not just me being a t*** ;) [/edit]
This discussion has been closed.
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