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Hi, not sure if anyone can help us......

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Comments

  • smashee72
    smashee72 Posts: 64 Forumite
    Tenth Anniversary Combo Breaker
    hi, you shoud telephone the tax credits people and let them know your situation, you may be entitled to have them contribute to your childcare costs, I start work this week and they have told me that they will pay 80% of my childcare! My father in law has worked hard all his life and is now crippled with arthritis, they got behind with the mortgage and now the house is being repossessed, and he was still too proud and stubborn to claim disability. It took months the family nagging him, we eventually got him down to the citizens advice bureau where they have been fantastic advising them, filling in forms etc. He now qualifies for DLA and ESA, and he hates that fact, but like I keep saying to him, he has contributed since he was 15 yrs old and its about time he got something back - I'd make an appointment with the CAB or welfare rights and get the ball rolling. You might have to drag him there tho by the sounds of it tho! Best of luck
    Good luck
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    You won't get help with childcare costs with only one person working. Husband doing the childcare would seem to be ideal.
  • Jomo
    Jomo Posts: 8,253 Forumite
    MrsCrafty wrote: »

    Could anyone help me here. I don't want to put too much information on here (but to be honest anyone who knows me knows I am skint so hell), but the other thing I am interested in is that if he signs on, his NI gets paid, is that correct, plus we are entitled to free prescriptions (he has glaucoma which needs eye drops every month). Can anyone help me here
    MrsCrafty wrote: »
    I earn £46,000 per annum. I know that lots of people would see that as huge but I don't care. I have worked all of my life so has hubs and he should be entitled to something after putting in 43 years.

    I agree that your husband should be able to claim something after working for many years but I wouldn't class that as being 'skint'!
  • He should be entitled to Contributions-based Employment Support Allowance (ESA, the new name for Incapacity Benefit).
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • MrsCrafty
    MrsCrafty Posts: 2,114 Forumite
    It sounds like a lot, I know and no we are not on the breadline, but it just seems really unfair, that having paid national insurance for 40 years, he can't actually make use of the darn thing. I am going to have another go tomorrow. He could do the childcare, but equally he is not a well man and I am out of the house for 12 hours a day. I think two small children might be a bit much for him to be honest. It does sound like I am moaning here and I agree with you Jomo. We don't live large either. I do have some personal debt, but it's manageable at present. If you take the childcare costs out of my salary, I earn a lot less believe me.
  • GlasweJen
    GlasweJen Posts: 7,451 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If your husband is on certain disability benefits then you wont lose your childcare element on tax credits.
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