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Pay off mortgage and start having fun!
Comments
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Perhaps they will think you are bohemian and interesting SC 😆
MFW 67 - Finally mortgage free! 💙😁6 -
I completely understand new girly. Now we're back in our forever home, we've finally spent some money on home improvements and it feels amazing, to have somewhere nice to relax and imagining how beautiful the garden will be when its finished. Although saving is important, living in a nice space is also important for well being xMortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!8 -
newgirly said:Perhaps they will think you are bohemian and interesting SC 😆Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Hi Bargainhunter thanks for popping by and congratulations on getting your forever home how you want it 😊
Just had a count up of cash in my purse and petty cash tin (yes I have a petty cash tin just for personal use, it would be a vintage till if I had my way 😆) and I have £400 😱 partly leftover birthday money, about £30 in £2 coins and the rest leftover personal spending money from personal spends from the good old days when we used cash. Not that it can be spent now of course, but it’s handy to know.In bed now with a cuppa about to do a little online shopping 😁MFW 67 - Finally mortgage free! 💙😁5 -
Have fun shopping NG!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
Thanks Jessy. I ended up ordering a memory foam mattress topper from amaz@n.I was all set to start getting my posh sheets and then thought i might start with the basics first. Our antique Victorian bed has a very old mattress (at least 30years it was my parents first!) and it’s got springs that like to poke you 😆 I bought a thick quilted one a few months ago which has helped but it’s not enough. I did consider a new mattress but that was a bit daunting and not great timing anyway. So £49 spent instead, sheets will come another time.Juts about to order a couple of bits of crockery, if I can ever decide which pieces to go for 😬MFW 67 - Finally mortgage free! 💙😁6
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Slow day today, £5 op made to the home mortgage from personal spends and £63 spent on crockery also from personal spends, I’ve had an idea of what I would like to collect but there were a few lovey Xmas bits very reduced that I loved so I started there!Incredibly lazy day today watching gangs of London and eating biscuits, hopefully tomorrow will be more productive 🙄MFW 67 - Finally mortgage free! 💙😁6
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Plans for today:
Do 10k steps , yesterday was the worst ever since buying the Fitbit 3600 steps 😱
Do ironing
Make tea loaf
Clean top floor bedroom/bathroom
video chat with friends/dd /mum and phone great aunt
research cheaper favourite azer@ coffee 😁
meal plan for week until next Monday
MFW 67 - Finally mortgage free! 💙😁7 -
Good luck with the to do list, NG. I'm finding getting the motivation to do things quite difficult at the moment!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
I'm pleased to say I've done 10k+ steps for 10 days now... all the result of standing on the scales and not liking what I saw (too much early lockdown chocolate!).
I think I need to make some tea loaf.... good callMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4
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