Pay off mortgage and start having fun!
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Cinema again - the girl on the train 8.5/10 not bad!
Most of my to do list is completed except the hoovering, I will do it tomorrow. Shocking really it's only done once or twice a week as my mum must Hoover three times a day , I think I have rebelled :rotfl:
I currently have a huge basket pending online at mr t but I've decided to not pay for it. It's lazy as I've not yet rummaged through the freezer and done a meal plan so I really shouldn't be shopping. Lots of the blogs I read seem to be doing no spend October so I may as well try and join in except for essentials (not wine then!) frugal October would help pay for a less frugal December :beer:
The Baileys never went to mums house, it's sitting unopened in the kitchen and I really fancy some, just googled the calories to put me off its 3280 per bottle :eek: now about to google the dress I want to buy for Xmas instead - need to stay strong.2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.120 -
Newgirly - I was on the old system so don't know what it's like now but I took the maximum loan as I was told it doesn't really count as a debt and it's the cheapest one you'll ever get. Some of the extra money was used to enjoy myself but a big chunk paid for my education after uni and to furnish my first place. It's nice to have at a relatively low cost.Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr0
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Hi thanks for popping by and commenting, it's always good to hear opinions from those with experience2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.120
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Can't help re. travel / student loans.
Not everyone likes to live in a town and would rather the "inconveniences" of rural living.
As for how others manage their finances, that is something you can't do anything about.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
I understand not everyone wants to live in a town , but the Inlaws still do. Having seen gran on her own in a big house it is does bother me that they can't be as independent in that situation and we are further away. However it is their choice!
Nice crisp day today, I shall be wearing my new real sheepskin boots from Costco (£16!) the are so good I may get a second pair in tan or brown before they sell out.
Freezer clearing going ok, yesterday after complaints about "why do we have to have Sunday roast" from ds2, I did Piri Piri chicken with the roast spuds and veg , however there were only two pieces so dh had ......fish cakes with his no complaints though! Tonight leftover gammon Stew and homemade bread, pasta pesto the boys and soup for me.
£14.48 payable from tcb today.2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.120 -
T3sco may send you a voucher since you've filled your basket and not checked out. Fingers crossed!Apr 2024 - part 1 - £30,337 part 2 - £24,811 Total - £55,148 43 months to go!0
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That would be nice!2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.120
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Sorry, I'd misread your post about the in-laws. As you know my parents are getting on in years; they have a cleaning lady who also does laundry, a gardener and if needed one day will have a live-in carer (plus any other help needed). I go there a lot to give them some company too.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
You parents are lucky to have you Alex
No cinema tonight, I forced ds2 to watch the da Vinci code instead as the new one is out next week and he has to take me
Good night last night, cancer charity fundraiser with the girls at the local Indian restaurant (about 1 minute walk away :T) nice food and lots of red wine :beer:
Big food spend :eek: £102 in mr t and only one bottle of wine! It was all shower gel, oven cleaner, mop heads ect. Not even enough proper food, oops!2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.120 -
Back on the diet bandwagon this week, lost a tiny bit more but still a long way to go. It seems much harder to lose weight than when I tried about 8 years ago, must be my age!
Last time I lost 21lb in 55 days, I still want to shed 22lb and there are 73 days until Christmas, not sure if it's possible but I'm giving it a go. I seem to find it easier not doing it gradually, and having mainly soups ,salad and fruit.2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.120
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