Pay off mortgage and start having fun!

Alchemilla

DR WHO thing sounds excellent.

newgirly

Hi cath, not sure what the challenge will be yet, although it should be weight loss related as I'm failing so badly.


I've just applied for a replacement cc for a different cc account. The purpose being its statement date falls a couple of weeks later than my current one so it spreads the spending out a bit better through the month as I take £50 cash on the 24th from wages. Sometimes the month is too long

Hi al, Dr who was good but as these things tend to be, quite pricey, plus they could have had more daleks and Cybermen knocking about the place to scare us.

AlexLK

Just read the news that you've bought a car. Sorry, I'm not good at keeping up with diaries.

newgirly

H Alex, yes its not just ed that has a new addition to the family:D

Can't sleep, dh still downstairs watching a film, ds1 talking online on his Xbox headset

I didn't update on sat night, dd was offered full time internship, within 10mins of arriving she was interviewed. She has said no due to college , but has agreed to work nights there. Its just over an hour away on the tube right up on the northern line, I'm already panicking and looking at rape alarms online :eek:

Its an amazing opportunity , but I am worried how she will cope, she is doing a level 3 btec (full time) plus an a level on top , plus working for us one day a week, plus arranging another work experience on the south bank and going to meet them on Tuesday. She is off to the new place tomorrow for the day and I'm already worrying about her finding her way there alone. I have to say she is not worried at all though, its just me :rotfl:

AlexLK

newgirly wrote: »

H Alex, yes its not just ed that has a new addition to the family:D

Can't sleep, dh still downstairs watching a film, ds1 talking online on his Xbox headset

I didn't update on sat night, dd was offered full time internship, within 10mins of arriving she was interviewed. She has said no due to college , but has agreed to work nights there. Its just over an hour away on the tube right up on the northern line, I'm already panicking and looking at rape alarms online :eek:

Its an amazing opportunity , but I am worried how she will cope, she is doing a level 3 btec (full time) plus an a level on top , plus working for us one day a week, plus arranging another work experience on the south bank and going to meet them on Tuesday. She is off to the new place tomorrow for the day and I'm already worrying about her finding her way there alone. I have to say she is not worried at all though, its just me :rotfl:

Congratulations! I hope the Mini is behaving itself. I've never had a Mini but had a few MG Midgets with the A Series engine.

What is the internship? I'd be dreadfully worried if my son, when he's older, was travelling across London at night, never mind if I had a daughter.

Polly_Wolly_Doodle

Newly, you can phone up the cc companies and change your statement / payment date.
Think if I was you i'd op the higher interest rate, so the loan and hope that mortgages etc were easier again in a couple of years time. Plus you might be able to change it to a commercial mortgage, or take a commercial mortgage on the unit and pay off the house. xx

newgirly

Hi Alex, she turned down the internship but has offered to help out evenings and weekends. Its a small theatre and she will be able to try a bit of whatever she wants , apparently they mostly get work experience requests from Americans , so they were keen to give her a chance, she has volunteered at the royal opera house before and I think that helped.

As for the travelling, I'm dreading it but she will be 18 in less than two months and I have to let her get out there in the world, I don't want her to grow up with no confidence to do what she wants to. There is currently a thread on the family boards about this very issue, it seems that most posters would let their kids travel the tube alone at 14 ,which has made me feel a bit better


Hi Polly wolly, its slightly more complicated unfortunately , we have to have good accounts for three years to get either a mortgage for our home or a mortgage for the factory or both, at the moment we are lucky to break even. We have too many staff and can't currently afford the redundancy payouts.
Also I know this may be contentious but the law has changed so we can't make start retire at all, so we have a few members of staff well into their seventies who don't want to leave for a long time, its frustrating as some members of staff are very stuck in their ways and it would be good to give a chance to a younger school leaver or another apprentice.

The law should protect employees obviously , but for small struggling businesses like ours it seems very harsh, we can't get rid of any staff even if it means bankruptcy

Sorry for the waffling, didn't mean to get so heavy!

Pearla*Merle

Crikey, I didn't realise there were laws like that around - I used to work with a lot of small businesses and there always seemed to be a lot of daft regulations that made life very hard but the above seems really extreme You'd think there would be some allowances for different types/sizes of companies.

Re your DD: I took off to America when I was 17 to stay with people I barely knew - went wandering around NYC in the dead of night as well, lol. Literally can't believe my parents let me go now I think about it!! Think I'd probably have similar feelings if I had a DD tho, but best for her to get out there and get used to travelling about on her own. There's loads of tips out there for keeping safe (crossbody bag straps, don't wear hair in ponytails, YouTube self defence videos etc) - plus this way she'll get into good habits before going to uni or wherever life takes her

AlexLK

All sounds very exciting for your daughter, is she interested in acting or in set design / lighting?

I know I most certainly would not allow my son to travel to London and go on the tube alone at 14. However, I don't live anywhere near London and cannot see him being all that "street smart" as around here it's very quiet. That said she does need to have the confidence to go out by herself at that age, does she have a car?

newgirly

Hi pearla, new York at 17 alone is brave I am trying to give her tips for travelling, she is very confident but does not know how often it is that women get random men hassling them plus she is tall very slim and quite attractive which doesn't help in these situations. She dresses down and doesn't wear much make up, but it shouldn't be like that should it. She is studying media and doing a film a level, she likes writing ,organising and is goodwithprople ,not interested in acting more behind the scenes and filming, it that's not so easy to get into.

Hi Alex , she doesn't have a car and was going to learn this summer , however she certainly won't have time now. We do live a few doors from the bus stop that goes to the station , so not any waking this end and only a couple of minutes the other end. The tube and national rail that goes to our station are usually pretty busy even at night.

Hellish day at work, dh has been a miserable *** all weekend and is no better today , i started at 5.45am, all of my floor standing sewing machines broke at once , plus I ate a huge piece of cheesecake when I got home and I'm on a diet, dd has just volunteered to do work experience at another theatre as well as fully time college, work and five nights after college and weekends at the north London theatre , so we have just had a heated "discussion" over the phone.

Other than that all is well :rotfl: