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Pay off mortgage and start having fun!

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  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Plans for the week:

    Eat a lot less
    Go to gym at least x3
    Buy new school trousers
    Meal plan for midweek
    Use up some freezer stuff it's chokka
    Buy first premium bond :j
    Book mot and get done in the next couple of days-oops
    Dye roots
    Daily washing/ironing so I don't have a backlog at the weekend
    Book weekend Xmas cruise
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I've been very naughty and bought a dress yesterday, I've stopped counting how much I've gone over the £170 budget :o

    Dh is president of his association this year and we have a weekend away and black tie do (where I have to give a thank you speech for the ladies :eek:) I found a jenny packham evening gown in debenhams sale £150 reduced to £50 which is a little too tight , so I can slim into it (the fear of doing a speech should help putting me off food a few weeks before :D) can't do a link as they don't have it online but its light grey chiffon with a crystal waistband, kind of vintage downtown abbey style but floor length.

    I am so pleased, just shows how often I buy nice clothes :rotfl:

    Work today , then giving dd a lift to a theatre meeting, then gym, then hemming school trousers. Pah, I just want to sit on the sofa :p
    MFW 67 - Finally mortgage free! 💙😁
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Your new dress sounds lovely NG :) £50 from £150 is a wonderful bargain!

    I think you are doing wonderfully at still OPing while lots seems to be going on. I'm just concentrating on not going into the red this year :o
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Peonie
    Peonie Posts: 1,471 Forumite
    The dress sounds lovely and it's better buying it now in the sale than buying something else later full price. Plus, if you ever decide to sell it it's a good brand.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Yes it is ! Thanks greent, I was a but confused as it was not on their site earlier, but I think they must have added new dresses today as there are a lot more, it's very sweet of you to go to the trouble :)

    Its a bit old fashioned according to dd and my aunt says the colour doesn't suit me as I'm pale , but I like it :D

    Nothing to repot today, except I tried to buy a premium bond but need my holders number and have mislaid the £100 bond I already have, so need to write to them. It has to be done quickly as I am useless at saving and liable to spend the money instead.
    MFW 67 - Finally mortgage free! 💙😁
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Its a bit old fashioned according to dd and my aunt says the colour doesn't suit me as I'm pale , but I like it

    Aren't family opinions grand? *rolls eyes*
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Stunning dress, newgirly! & what a bargain, lucky you. :D
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lovely dress x
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think your DD meant to say classic not old fashioned NG, it's lovely and I really like the back detail.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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