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18 year old student in debt, please help!

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Comments

  • tallyhoh
    tallyhoh Posts: 2,307 Forumite
    Part of the Furniture 1,000 Posts
    How old were you when you signed this gym contract, 18? It may be unenforceable if you were under age.
    Tallyhoh! Stopped Smoking October 2000. Saved £29382.50 so far!
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    vaporate wrote: »
    Denied the service even if u paid up? lol sod that. I would refuse to pay even more for deff if it were me. Sod credit report. mickey mouse anyway.

    Not like you will get a mortgage, loan anyway lol

    Yes, because you didn't pay up on time. If you ever default on a contract it goes against you, not in your favour. And if you don't pay up they can use the courts to enforce the debt showing the contractual terms and get a CCJ to recover the debt. Fail to pay a CCJ and you have the court bailiffs to contend with.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

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  • Hi, I was 17, this was july last year. I was also a student and asked for a student contract but they said lifestyle would be better for me and somehow convinced me. At the time I was working so I thought it would be fine but obviously not.

    I got my mum to call C.A.R.S and I still have to pay all of the money but they made a payment agreement so I pay £50 each month, so end of april, may, june and then £45 july. I'm also writing a letter to terminate my contract at the end of july. My mum told them she wants a confirmation letter too so hopefully they will send one.
    And I can still go the gym, even though i hardly ever have time but i guess i'll have to now...
  • Hi niccatw
    I just read that link you sent. That has confused me lol, I sort of sorted things out with C.A.R.S but now i'm thinking I should of ignored them and just went to fitness first?! but then that person is quitting membership and i owed two payments :|
    Also my mum has given them her debit card details to take a payment out 30th april...
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