How long to pay off Credit card

Empty_pockets

Is there an interest calculator on the site...couldn't see it.

Can anyone help with giving me an idea of how long it will take to pay off a credit card? I can work it out on a fixed rate but want to calculate it more accurately with the decreasing interest payments.

Current balance £11487

Regular payment £350

Purchaces 1.385%pm
Cash 1.805%pm

Not sure how much is cash purchases but the charges last month were

Purchaces £140.58
Cash £27.80.


Can anyone make sense of this and give me an idea of how long it will take to clear the full balance?

Thanks

stephane_2

On a debt of just over £11,000 paying each month £350 and taking the highest monthly purchase rate of 1.805%, then it should take about 4 1/2 years and cost about £6000 in interest.