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Online / Cloud Storage

Has anybody any experience of using Dropbox / Jungledisk or Skydrive , and if so how do you rate them?

Im looking to backup my photos , music etc to one of these alongside the usual external HD backups.

I read some reviews on the net and they all pretty much promise the same although i read that some of them had restrictions on the file sizes you can upload ?

Last question , is it a good idea to encrypt files before storing at these sites or is it worth it?

Cheers

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