Prepay Credit Card (debit) card info needed

axean

I'm interested in what are being called prepay credit cards, even if they appear to really be prepay debit cards. But I'm looking for more information. The first place for looking for information is usually this site, but there is no article on the subject.

Looking at this site
http://shop.easymoney.com/cardsp/cardsresults.asp

The best appears to be 360money and a version of their splashtastic card( £1.99 monthly fee, no ID check) but its Maestro.
Any info on any that use VISA?

JoseChungsDoomsday

There are no visa cards (there are some visa electron pre pay cards from the post office) as it is mainly a mastercard project.

try http://www.mycashplus.co.uk/?pc=gaw007

ontheup_3

Do these cards make any differce to credit ratings ? eg: does it look better if you have them (as im trying to find out ways to build mine )

JoseChungsDoomsday

none at all, they dontgive you any credit so no effect

stamford

axean wrote:

I'm interested in what are being called prepay credit cards, even if they appear to really be prepay debit cards. But I'm looking for more information. The first place for looking for information is usually this site, but there is no article on the subject.

Looking at this site
http://shop.easymoney.com/cardsp/cardsresults.asp

The best appears to be 360money and a version of their splashtastic card( £1.99 monthly fee, no ID check) but its Maestro.
Any info on any that use VISA?

What about an Egg Mastercard I've got one (after hearing about it on here) they pay 4% or so on credit balances

kenshaz

Saga give interest on balances on their credit cards,so you can pre-load them
VISA,and spend without going in the red,with all the advantages of a credit card

stiffnuts69

what do people think of this

http://www.bluecorner.co.uk/cards/index.html

inmypocketnottheirs

stiffnuts69 wrote:

what do people think of this

http://www.bluecorner.co.uk/cards/index.html

A prepaid card, where you deposit funds with no interest receivable and you pay a fee somewhere to use. Why not just get a Visa Electron card from The Woolwich (cardsaver account) and at least get some interest?

Canned_heat_2

I used to work for a company that sold prepay credit cards. Horrid things I thought. Usefull perhaps for those unable to get a bank account but the ones we did were £9.95 for the card then £4.99 a month if there was an outstanding balance. As it's considered a credit card (well a mastercard anyway) there were no free cash withdrawls, no cashback, no interest paid on credit balances and it didn't do anything to boost credit ratings.