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board of just surviving !! help !!
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i have just had my account update from cash back and i have £40 in it from buying my car insurence through them!! ohh that can go straight off a card !! no spend on dinners !!this week so far !!
me and my friend have decided to put £100 each in for our two week break ( should have been going on a girls hol to spain !) and see how many things we can do on that should be fun i love a challenge !! any ideas are most welcome as always !!0 -
well i thought i would up date my diary i know ive been away too long !! lol well i have now paid my loan off !! i would shout whooooppppeee but i still have a long way to go 10000 ish on cards ! so i need to pay off 760 a month this year and its gonna be a steeep chalenge but im gonna give it a try !! packed luch for work , meal planner weekly although sometimes i slip ! im just knakerd after work ! ebaying 15 things a week giving me an extra £60 month ! only buying bday prezzies for family ( i have told friends once i have sorted me debit out we can resume pressies but for now there happy with a bday drink!) no xmas prezzies just buying for the kids !cancelled my internet, tv,phone i have a £15 dongle from 3 but its rubbish so i need to look at what i can get insted but im not sure which companies good ?? i also need a phone my mobile bill shot up as soon as i cancelled my home phone!
tryed to buy work clothes in the sale ! its tough at the moment but i got me self into this so i can get me out! on a plus my boss did mention wage increases today so lets hope im in for a pay rise !0 -
is having a bloated day today lol fri is payday but no spend on food till then so i am using whats in the house which is pure rubbish bang gos the healthy eating ! although i have just made pasta for tomorows dinner with tomates, onion, garlic and olive oil .
made £100 on ebay with old clothes and stuff lying around the house sadly this went on my car tax ! oh well listed another 15 items so we will see how they go !0 -
angelfacecuti75 wrote: »Hiya,
- drinking out is high - are there no cheaper places u cud go - ie go on special nights, drink at home before u go (much cheaper - know this from when i was a student)wicked! get smashed before you go out, or stash a cheap bottle of voddie in your bag!!!! (buy a coke - nip to the loo..):rotfl:
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wicked! get smashed before you go out, or stash a cheap bottle of voddie in your bag!!!! (buy a coke - nip to the loo..):rotfl:[/QUOTE]
lol i would never take drink with me :embarasse well maybe ive done it once haha0 -
ohh had a good day today ! got a free ticket to see usher tommorrow! whoop whoop ! need to remember to pack some goodies tonight so i dont pay the prices in the arena !!0
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Well done gurl :j it's sounding good!!
I find I enjoy the MSE way if I make it into a challenge or a game too0 -
thanks joolred yep its comming together nicely !! just have to keep focused motherdays comming up just have to search the forums for some cheep but nice insperation not sure what to get my mum shes the meaning full type and apreciates most things if she can see there from the heart ??? umm not sure about this im stuck
payday tom ! the first month i havent had to use all my over draft or borrow from my mum !
but i have written a list of things to do tommorow as i think money saving is just as much about time managment as watching the pennys !
better go serch the forum for insperation0 -
Hey Babie Gurl,
I have just found this forum and popped in to say hi. It sounds like you're making important and really good steps in the right direction for you.
For mothers day think about what your mum really likes, for my mum's 50th we made hera photobook with all her friends/family pics in it and she loved it...they're not too expensive and can mean a lot. Tokens for stuff like ironing, dog walking etc can be good...you give up your time and can create the vouchers yourself. There's also some great bits in the forums about hampers...you could make a pamper hamper...bubble bath, mini bottle of wine etc?!!
As for food...make sure you're getting all vits/ minerals you need and taking exercise...it can be free like walking a bit more...taking stairs and not lift etc (I don't work for NHS by the way!!)
I've been home cooking for me and OH for a while now and it saves us a fortune plus I like knowing what's going in my food!!
Good luck, stay positive and don't deny yoursself of EVERYTHING because things get too boring then!!Married in 2016. Bought our first home in 2017. Expecting our first baby in November 2017
Frugal & thrifty as much as possible.0 -
Spelling is NOT the sign of a troll... I know several people who are gifted writers but who can't spell... how mean!:rotfl:0
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