HSBC offer - seems good 0% 12 months

sarahs999

I just got a direct mail offer but it's also on their website, 0% BTS 12 months, 0% purchases 3 months, 2% BT fee. Minimum repayment each month is 3%. Seems to be one of the longest around at the moment.

Also watch out as it only applies to BTs outside HSBC's group of companies - not sure which ones they are but I expect it's very easy to find out.

Just thought I'd mention it as they're thin on the ground at the mo!

Sarah

LittleJ_2

HSBC's companies are HSBC and First Direct. May also include HFC but probably not as HSBC deal with these cards separately. Hope this helps.

adchesney

Thank you,

My Capital One CC with 0% is due to expire in September, so this offer comes at the right time.

I have been able to reduce some £12,000 to £4,000 - interest free. So I hope th HSBC offer works!

ADC

mattbass

Last time hsbc has a great bt offer alot of people on here were complaining of it taking months and months so dont delay in getting that application in. Maybe a backup plan aswell.

super_reds

Any idea what credit limits hsbc offer relative to others? High, medium or low?

Nytehawk

I already have a BT with HSBC... Does anybody know how/if I can get this deal. My current offer ends with them at the end of September so I should be getting my tart alert anytime now:confused: :

spike9

The fee seems to be uncapped at 2%. I need two new cards and am really struggling now !

BullyCornedBeef

HSBC also own Marks and Spencer's Money.

adchesney

Online aplication accepted.

QUOTE HSBC: Paperwork will be sent out in 2-3 days. Card will be issued 10 days thereafter.

Credit limit not advised as yet.

I'll keep you posted

ADC

jay78

Which CRA do they check?

V.Lucky

They use Experian.