My debt free diary

girlracer

Well shortly after my last post, there was a power cut, it was only for two hours, but beside not being able to make a brew it was probably the best thing that could of happen, i got of my fat !!! and arried on with my glossing ( do need to have a little break tho, the smell is very overwhelming) but i also sorted all the car boot stuff out as well, and i can guarantee i wouldnt of moved of the sofa unless the power cut happened, i know how lazy that makes me sound, but been on a downer just lately which is not like me at all
talking of car boots and it peeing it down
hope it will be nice, not because i need to make money, but just so i can get rid of so much crap
amazing how a nice spring clean so to speak can make you feel so much better

xx

girlracer

well got all my car boot stuff ready, there really is so much crap, i do wonder if i will sell anything
im not overly bothered about the money, but i do just want EVERYTHING gone
so many cuddly toys, not just mine the exs lil brothers, there so bloody ugly eurgh
lol
i do have a couple of items that i want a fair bit for but i dont know if i will get it at a boot sale, well wish me look and hopefully it will be gone

girlracer

Well the total for my car boot sale ( minus entry fee of £5 ) is

£36.10

Woo Hoo, not bad to say i thought that all i had was a load of old crap i was going to chuck in the dump
I am going to put this money into my barclays account, ready for when i go in and close my account at the end of the week.

im off now to have a quick power nap, before the girls come home

girlracer

Had a nice nap earlier, ex had kids whilst i slept. feeling good, now the clutter has gone, got to pay my car insurance this week, and my chb hasnt gone in, another phone call to them!!!
going to be really sort this week as got to pay barclays back, just got to stay of the credit card !!!
feeling a bit better, have been ill and really bloated, but tonight my stomach has return to its ''normal'' size lol
and i can stop moaning about being ill soon
2 weeks till kids go back .. woo hoo, love them to bits, but i am on the edge lol
just got toget p.e kits and my overalls, im so nervous about college for some reason

well of to see if theres any part time jobs avaliable
ciao for now

girlracer

I have just been readin other peoples diaries and i realise how bad some peoples debts are !!! feel quite fortunate that really i dont have alot to pay, i mean a few years ago i was in there position, so hoe that anyone reading this with big debts can see that it can be done and you can get back on track, obviously my biggest debts at the moment are my council tax debts, and i would love nothing more than to be able to pay those of it just isnt plausible at the moment
i have just been job hunting as well and its depressing yet again im looking for hours to fit around college and theres just nothing
this time next year hopefully i will be qualified to work as a recovery technician for the AA or RAC, very good money, and think it will be great experience, i also envisage to look into teaching, so that i can teach motor mechanics to school leavers who want to learn the trade, i had a female tutor for one of my regular lessons, and she was on very good money, she got some flack from the lads but she handled it very well, and im not too worried about 16 year old kiddies giving me grief.
obviously thats a while off but someting i will definately be looking into
i am just going to make a quick list of things i need to do / have to do


1) Use all the food up in the freezer. cupboards . . .there is more than enough to last for a couple of weeks at least
2) Sort out my wardrobe
3) Clean out car .. thanks kids
4) start saving in a jar again
5) get the rest of the stuff for school / college
6) start getting me and kids back into a routine ready for school / college
7) strim grass in front garden ( scary )
8) Finish glossing the house
9) Continue searching for a part time job
10) Really try and pay a little extra pcm on the council tax
11) Sort another bank account ... wasnt going to bother but need to because my car insurance is dd only

well think that list is pretty easy to stick to and get done, will make a star tomorrow

girlracer

Well here i am agan, fourth time in one day, its addictive is this site. Well ive come back on just to writedown some things again, my brain is racing atm ive no idea why!!
My housing benefit is due on tuesday, i am thinking i am going to use £114.06p of this to pay my barclays off, because i just want that done with now, im done with being angry it takes too much energy, and energy is something i feel i dont have alot atm
i will use he rest of the hb to pay my rent and then make up the shortfall on friday.
was given a really good link on here earlier on the emplyment forum for apprenticeships, not brilliant money but the only way i can see me getting work, so off to library tomorrow to print of the application forms from the employers website, also must send of that blooming ebay stuff, im going to get bad feedback, i cant help being ill, but i shouldve tried harder to make sure people got there stuff in time.

So up early tomorrow, clean the house, clean the car, get a cardboard box from somewhere to send ebay stuff off, go to library print application forms

Tuesday : Send of Application forms, and housing forms for my ex ( i know why am i still helping him ) guess im just too nice of a person
Also have a search of today. Got a friend coming at 2pm, so will be good to have a girly gossip and a moan lol

Wednesday : Solictor at 11am, hopefully wont be there long, its just to discuss court custody case in October, girls have dentist at 3.30pm hope my youngest lets the dentist have a look this time

Thursday :yet another search off, hopefully get round to cutting the grass

Friday : hopefully finish of my glossing once and for all, meaning that the whole house will be done, also pay the shortfall of the rent.
Get kids p.e kits and my overalls

Think i MIGHT do a weekly log of the things i have to do for that week, help me keep on track then i can look back over it and make sure my tasks have been completed
Most important get the blinking ebay stuff sent off
going to try and clean car ans house whilst kids are snoozing i think

Well hopefully by tuesday i can update my signature and the barclays debt will no longer be showing
I have waffled on havent i lol

night all
xx

girlracer

ooooh afterthought .... better not close barclays tuesday, i have some money coming thursday, so better make sure it definately goes into my new account, if it does then thursdays the day

girlracer

Everything has gone to pot already!!!
Me and the girls have not long woke up, my chb hasnt gone in my account ( my new one or old one )
Which means i havent got any money till tomorrow to send of ebay stuff
got a letter from housing benefit to fll in my new bank details and a letter about school meals, i have filled them in and just need to post them.
i really need to get sorted, think i was knackered because saturday night i pulled an all nighter before the car boot, i have really got to start looking after my self.
tomorrow i have really got to get sorted, alarm will b set for 8.30am, i will be going to bed early also.
then i will have to do all the jobs tomorrow that i planned to do today
only good thing is i checked my rent statement and i will be able to use the money that housing benefit have given me, as im actually ahead on my rent, so that money is owed to me anyway, so stil going to pay it to barclays

phoned my car insurers they need new dd details by friday, told them it will have to be off somenone elses card temporarily
they seemed ok with that

cant believe how lazy i been, need a short swift kick up the backside

girlracer

Have just dyed my hair and had a bath,feel better now, thinking i am going to clean as much as i can tonight, do the car tomorrow morning, then get myself to the library and sort my ebay stuff out.
Just waiting for chb to pick the phone up so i can find out why i havent recieved it, bet the dozy mare i spoke to last week hasnt changed it to weekly like i asked !!!

once i get barclays sorted, im going to nail this blooming council tax, want to clear everything by the time i finish college next year

still on hold with chb grand total of 15minutes now
ridiculous.

well quick list of stuff i need 2 do tonight

1) makes dd1 and dd2 bed.
2) Vacuum everywhere
3) clean bedroom
4) post letters
5) clean l r dining table
6) clean kitchen

Chb picked up and got put back on hold TWICE
but they said because i gave them the wrong sort code (woops) they had to try and find it ( whats wrong with a phone call?)

As this is edited post, i have now done the jobs listed above, ive even vaccuumed the car, so no excuses now not to have an early night and a early start and start getting back on track
feel like ive become a clean freak just lately and im just obsessed with cleaning and making sure the house is tidy all the time even tho hardly anyone EVER comes round
thats why i need to get back to college and get a job, give me something else to do

girlracer

well kids went to bed at 8.30pm they were aslepp by 9pm, managed to get a bit of glossng done whilst the rubbish soaps were on
Got letters ready to post tomorrow
first job is petrol station im so below the empty i dont even know if i will make it half a mile to petrol station
then to co op to get a cardboard box
ex picked one up earlier and it as mahoosive
then to post office to send letters and ebay item
then to wilkos to pick up a frame for my daughters tae kwon do certificate ... very proud
screw fix to get my overalls ( need to make sure i get these asap because i can never get the right size ( made for men most of them )
then to barclays i will leave a fiver owing in the account until thursday because if i pay it all they may think they have the right to close it
there and then
then come home and wait for my friend to come round

well bedtime in 15 mins
so nan night mse's