Decided that it's finally time to deal with my Halifax credit card!

pagenotfound2k

Small update:
Your item with reference ! removed ! was delivered from our LEEDS Delivery Office on 12/04/10.

The count down has started!

pagenotfound2k

Not heard anything from either Halifax or Fairfax yet, and the £1 cheque hasn't been cashed.

Assuming that on 26th of April I have heard nothing, what happens then?

never-in-doubt

pagenotfound2k wrote: »

Not heard anything from either Halifax or Fairfax yet, and the £1 cheque hasn't been cashed.

Assuming that on 26th of April I have heard nothing, what happens then?

You sit and wait - give them a full month then send this: CCA Dispute / s.10 Cease & Desist

pagenotfound2k

never-in-doubt wrote: »

You sit and wait - give them a full month then send this: CCA Dispute / s.10 Cease & Desist

Small update, as I've just checked my bank account, and the £1.00 cheque was cashed on 30/4 - they're not leaving themselves much time, are they?

never-in-doubt

pagenotfound2k wrote: »

Small update, as I've just checked my bank account, and the £1.00 cheque was cashed on 30/4 - they're not leaving themselves much time, are they?

Lol, that's about right - so just give them a couple of weeks and see what they come back with

pagenotfound2k

Okay, it is a full calender month since I sent my letter, and no reply - do I just send the CCA Cease & Desist letter now?

pagenotfound2k

Bump! :hello:

never-in-doubt

pagenotfound2k wrote: »

Okay, it is a full calender month since I sent my letter, and no reply - do I just send the CCA Cease & Desist letter now?

Morning - yes, indeed you do - send it off

pagenotfound2k

never-in-doubt wrote: »

Morning - yes, indeed you do - send it off

Posted today, time for another waiting game. :eek::o

pagenotfound2k

This morning I received a letter dated 19/05/10, from Fairfax:

We refer to your letter of 17/05/10 the contents of which we note.

We confirm that we have requested our clients to provide a copy of the original consumer credit agreement and this will be forwarded to you as soon as it is to hand.

We can confirm that until the agreement has been provided, this account has been placed on hold and no further action is being taken in respect of the claim figure.

When the credit agreement has been provided to you then we will require you to put forward your proposals for repayment of the account balance.

So they've put the account on hold until they've provided me with the credit agreement.

The waiting game continues.