To Claim or not to Claim? That is the question

Helen_J_3

stevemarsh1976 wrote: »

Maybe I am slightly confused then.

the claim in question have you had it settled in your favour now ?
or
Have you paid the claim back to the insurers ?

I withdrew the claim completely. They haven't paid out any money to repair my car and couldn't really do anything else in the circumstances so it's being withdrawn. I'm guessing this will then be deleted from their system? They haven't lost anything in respect of this claim, which is why I think it's a bit unfair that it's going to go down on my record that I've made a claim in the past.

Helen_J_3

bev309 wrote: »

You will get a refund for your NCB re-instatement, but probably nothing more. They should be able to change it from 'fault' to 'non-fault', which more often than not won't change the premium. Even though a claim was not made by yourself, you were involved in an incident, the details will remain on your file & you will have to declare it for the next 3-5yrs depending on insurer.
HTH

The claim was never declared as a fault claim on my behalf. It's now been withdrawn as a claim entirely and my insurers haven't paid any money out. I was involved in an incident which was not my fault whatsoever someone bumped into my car while I was stationary!