We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

ID theft

mavon
mavon Posts: 168 Forumite
in Consumer rights
I wonder if anyone can give me advice. Some time ago someone got into our bank account and paid off bills with our money .we got the money back but ever since we have been having debt agencies sending letters addressed to another person using our address.I have contacted the debt agencies and they have made a note of this.Now I am getting worried about our credit rating and dreading bailiffs turning up.Should i be informing the police?

Comments

  • TonyMMM
    TonyMMM Posts: 3,439 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    mavon wrote: »
    Some time ago someone got into our bank account and paid off bills with our money .

    Didn't you report the theft at the time ?
  • rsykes2000
    rsykes2000 Posts: 2,494 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    TonyMMM wrote: »
    Didn't you report the theft at the time ?


    "we got the money back" so I assume so.
  • rsykes2000
    rsykes2000 Posts: 2,494 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mavon wrote: »
    I wonder if anyone can give me advice. Some time ago someone got into our bank account and paid off bills with our money .we got the money back but ever since we have been having debt agencies sending letters addressed to another person using our address.I have contacted the debt agencies and they have made a note of this.Now I am getting worried about our credit rating and dreading bailiffs turning up.Should i be informing the police?

    Credit rating will not be affected if the name is different. Personally I would open the letters and keep contacting the debt recovery companies. Ignore anyone who tells you it is illegal to open the letters, it isn't.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture