Front and rear tyres - same speed rating needed?

mchale

scotsman4th wrote: »

How can you buy aftermarket alloys then? Say you put a set of 17 inch alloys on a car meant to have 16 inch steel wheels?
Obviously you would declare this to your insurer, but they could still decline a payout? And the police could do you as well?

Please keep up, we are talking about speed ratings on tyres not wheel sizes etc

Pew_Pew_Pew_Lasers!

mchale wrote: »

I think you will find if car is in a accident, insurance company do not have to pay out if incorrect tyres are fitted whether or not the tyres caused the accident

also could you get done by the police for incorrect tyres for model of car???????????????????

Utter nonsense. Only if the tyres were a contributory factor would the insurance be at risk.

vansboy

You don't need new FRONT tyres, anyway, it's new REAR that are required.

http://www.michelin.co.uk/michelinuk/en/car-4x4-van/less-worn-tyres-rear/20070314172074.html

VB

laird

How are you supposed to determine the minimum speed rating that can be fitted to the car?

In my case I have the original brochure that sets out the car's maximum speed this suggests a lower speed rated tire could be fitted than that attached by the manufacturer. Can I legitimately and without affecting my insurance switch to tyres rated to just fit the stated maximum speed in the brochure?

Rolandtheroadie

mchale wrote: »

Please keep up, we are talking about speed ratings on tyres not wheel sizes etc

Trying to simplify it by giving an example of when a tyre choice may differ from manufacturers standard/recommended but wouldnt invalidate your insurance.:)
Nobody buys alloys etc just so they do the same as what was originally fitted to the car. Some go just for looks, others go for improved performance. That performance may mean an increase in the speed rating. This does not invalidate insurance (if you declare the aftermarket alloys).
Your post generalised that if the speed rating wasnt right, your insurance would be void.

neilmcl

laird wrote: »

How are you supposed to determine the minimum speed rating that can be fitted to the car?

If you read your car's manual or look at the tyre pressure plate, usually located on the inside of the filler flap or drivers door area, it'll show the recommended tyre sizes (incl. speed ratings). Also speaking to your dealer should provide you with that information.

vaio

mchale wrote: »

http://www.midlandslotus.co.uk/forum/lofiversion/index.php/t3546.html

http://www.bikersoracle.com/vfr/forum/showthread.php?t=37456

could only find these 2 after 2 minutes on google, 3 post down 1st one, but i am sure the are more about

I was hoping for a link to legislation for the offence of having incorrect tyres or at least some insurance T&C saying they wouldn’t pay out if incorrect tyres were fitted.

The first link wouldn’t open for me, the second one does but posts 5, 6, 7, & 8, (which appears to include some insurance insiders) agrees with my view that modifications generally (and tyres in particular) will only affect a pay out if they contributed to the cause of the claim.

Run bald or low spec tyres and have an accident not caused or contributed to by the tyres and the insurance must pay. Slide into a ditch on a wet day because of the tyres and it’s a different matter. Which, if you think about it, is fair and reasonable.

DaveMacD

How about using a vehicle in a dangerous condition. It's not just the speed rating, but also the load index that has a bearing (205/55/16 V112 for example the load index is the 112). Be very careful about going down a speed rating. As others have stated, sometimes you can pick up higher rated tyres for less than what you wanted. My old Pug used H rated tyres, but I usually fitted V rated because they were slightly cheaper in the same size and model.