contents theft avice

ricksnuts

Oldest daughter allowed youngest to house sit while on hols. Youngest held a party, and later founf that all her jewellery had been stole. Most sentimental, but totalling at least £1000. Obviously both are distraught. She would like to buy a replacement to remind her of grandma.
Her contents policy states she is not covered if she 'lent her house to someone'.
Anyone come across this? She is tempted to be economical with truth, re circumstances. I sit to be recommended?

dmg24

Are you aware of the consequences of submitting a fraudulent claim? I trust she has reported the theft to the police?

dacouch

It depends on the Insurer, lending the house is generally to a non family member.

Do you know which Insurer is it?

nelbo009

It's entirely dependent on the insurer. Your best bet is to check with them - but always be totally up front with them as to the circumstances. Submitting a fraudulent claim just isn't worth it.

_Andy_

ricksnuts wrote: »

[STRIKE]She is tempted to be economical with truth[/STRIKE]

She is tempted to commit fraud.

FlameCloud

dacouch wrote: »

It depends on the Insurer, lending the house is generally to a non family member.

Do you know which Insurer is it?

This is quite interesting as it is something I am seeing more and more. People seem to be increasingly suspicious about insurers and more so than ever before do not know what their policy covers, so they make a story up which is a blatant lie when if they told the truth they would be surprised to find it is covered.

Treacle1983

Where does the youngest daughter whose things were stolen normally live? If it's at Mum and Dad's/or has her own insurance and they have home insurance that covers personal possessions she should be covered under that.

Some home policies also cover for visitors possessions whilst they are in your home - get oldest daughter to check that.